The infrastructural school education/Carlos Pueblo
The college
education is an infrastructure for a person to be survival
in the
modern day. I believe that we need to have such knowledge
level in
order to make a sense of our vision of the future. For instance,
I insist to
save after my cash balance and invest which takes some common
sense;
therefore, I have avoided any of the money issue in my life. We also
insist that
our two children finish college in order to understand and accept
our saving and
investing habits and they agree. They also live in the money
stress free
life from the beginning.
It all
started from my father. After his elementary education during Japanese
Era in
Taiwan, he had had additional 5 years occupational school and landed
a factory
job until his retirement. He provided me, as well as all his children,
to have a
college education. I also believe that college education is essential
to compete
in the current American society. There is no reason why an educated
person who
is not interested to make it in the society. First, most of the employers
likes to
hire educated employees because they are ready to be trained for their
companies to
use. With a job and income, the rest is easier to manage, i.e. saving,
investment,
and tax strategy, etc. We must simplify our financial needs in an
easy
understanding ways.
I believe
that the Federal Government encourages our working citizen to save at
the young
age, i.e. 401K, IRA, and some other pension plans to shelter some annual
income;
therefore, the Government becomes a share holder of our pension funds.
We have to
pay back its portion when we withdraw the pension through annual
income tax.
It is fair and in good faith. If the withdraw amount is not exceed the
individual
annual deduction, it’s tax free.
We must take
advantage of the free 12 years school education in the country and
furthermore,
some partial free college education like hope scholarship and life time
learning
scholarship to complete college education. It is no use to waste time at
schools
until it is too late to make it up and regret it. I see all trouble refugee in
the
world due to
wars and some kinds of failed nations as a result. The U.S. is the most
stable
nation in the world and I don’t understand why there are still people
struggling.
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