Saturday, June 30, 2018

The trimmer warranty service continues/Carlos Pueblo


The trimmer warranty service continues/Carlos Pueblo

The trimmer’s warehouse mailed me the replacement battery and its charger
a day before yesterday and I couldn’t fit the battery to the receiving part of
the trimmer to start the small engine. I knew the reason why, then I attempted
to clean the surface of the electrode covered by the melted plastic from the
battery and still didn’t work. I took photos and started the warrant service and
on the next morning, the company’s representative responded and provided a
list of service lawn mowers dealers for me to take to one of them for repairing
or filing a new claim for a new part. I went to the second dealer on the list for
help and this was what I found for many knowledge related to the globalization
business.

While I was waiting for my turn of service, I looked around of the nice shop with
many name brands merchandise, i.e. Stihl, Honda, Yamakoyo, etc., mostly lawn
mowers, power tools, pressure engines, etc. I know Honda and I come back home
to check on Stihl, Yamakoyo, and my malfunction trimmer, Ryobi. Stihl is a German
manufacturer based near Stuttgart, Germany, the Mercedes headquarter while
Ryobi is a Japanese firm based near Hiroshima, Japan. My trimmer is made in China
costs $153 while there is a similar size Stihl trimmer on the show room for $129. I
know it instantly that the product is made in China otherwise it would cost much
more to be made in Germany, especially in West Germany.

After China opened up for business of manufacture with low cost of labor, the
worldwide companies took advantage of this production environment to invest
new plants and management to generate a much cheaper prices in order to
compete with all others in the world market. They also provide the necessary
quality control and warranty service after sale. They still maintain the sale
themselves. This is what I learn from a small warranty service, the principle and
procedure that first identify the problem, get the proof, and evaluate and pay.
If it is not working, send it to a local service contract shop for additional service.

The U.S. Administration is fighting the trade deficit by increasing tariffs on almost
all merchandises imported o this country. Victims first most will be the American
consumers with a higher prices to swallow. Now, huge companies are scared of
the recession and loss of business. The U.S. cannot recover the loss of manufacturing
ability that fast and that soon. It is a dangerous move.


Friday, June 29, 2018

產品保證服務繼續/莊峻華


產品保證服務繼續/莊峻華

昨日,除草機新電池和充電器寄來,連忙試車,新電池無法吻合,於是我刨
除滯留於電極處融解塑膠殘骸,以便吻合接觸,仍舊無法發動,於是拍照申
訴,愛美手機,傳給琳兒,琳兒再電郵相片給我,轉給主辦小姐,產品保證
服務繼續,今晨,小姐有信來,要我攜新電池和充電器,舊機桿等,到其特
約店修理,若不能修理,則將再寄新機桿來,如此就是更換一新除草機,申
請產品保證理賠,真還需要,時間,耐心,興趣,和知識始可。

先到附近一家割草機零售店,惟此店只修汽油動力機,送我到名單上第二家
,此店在八號公路旁,時為午後,室外氣溫逼近一百度華氏,老車發動呻吟
些許,觸動我心弦,終於上路,找到特約店,此特約店,規摸稍大,主要是
代理進口小引擎機器,櫃台有客戶,而且有人正在服務客戶中,我放下器具
,參觀產品,比較價格,非常有趣,此店代理德國和日本產品,這些德日廠
商,都是世界馳名,於是我再查我之除草機廠牌,也是日本牌,本公司在廣
島,德國公司在史徒格特附近,都出產汽車零件,另外一家是本田,本田割
草機,在美國生產,其餘兩家,我懷疑都在中國設廠製造,全球化恐怖之處

自中國取得全球廠商投資後,這些跨國企業,善用中國廉價勞工,減少生產
成本,產品物廉價美,起先我誤解是中國製造之故,經過兩次保證服誤折騰
,發現消售服務,也是大學問,美國大市場,消費者吃此套,公司信譽,割
草一週一次,35元包括除邊,約是半年機器本錢已收回,本無需計較,但有
保證,何樂而不為?首家電只售汽油動力割草機,似是父子營業老店,第二
家,則有較多產品,職員較多,講西班牙語和英語,客戶也都雙語,反映出
美國勞力市場之現況,美國不僅工廠製造,受到挑戰,服務事業亦然。


Thursday, June 28, 2018

Anxiety as a kind of human suffering/Carlos Pueblo


Anxiety as a kind of human suffering/Carlos Pueblo

Buddha says that human life is suffering and he categorizes 8 difference suffering
In our lifetime, birth, age; illness; death; departure of love one; meet the hatred;
desire in vain; and anxiety. These are all from our sensible organs in our body. I
feel that people all over the world are in anxiety nowadays due to the uncertain
of the world affairs, Taiwanese worry about the pressure that the Chinese regime
threaten to them while the American anxiety come from Donald Trump every day
for at least half of the population. Here are several simple steps which I think can
release certain pressure of anxiety.

First of all, we must work hard to keep our job in order to maintain our income and
prepare the consequence of higher tariffs posted any moment by now. Toyota worries
that every new vehicle will be increased for $1,800 to affect the U.S. factory, dealers,
and all workers. Almost all items imported from China will be increased 10% to 25% in
order to satisfy America First actually is for extra revenue to cover the huge deficit
for the result of huge tax cut for the corporation and the rich tax rate. We must more
selective on our money and purchase and must be ourselves first ahead of anyone to
keep our home economic afloat.

Secondly, we must vote those people who help Trump to do the evil policies out of
office in November, 2018, in order to enforce the separation of powers in this nation.

Thirdly, we must build up our habit and live a meaningful life ourselves from now on.
To exercises more to keep our good health; to enjoy our four seasons around our neighbor
hood; To go on traveling to get away from everyday life; to read a non-stressful book; to
listen to beautiful music; to watch an old movie on Youtube, etc. Anything to avoid the
anxiety. A light on the other end of the tunnel will be seen and the U.S. and the world
will be back to normal.




焦慮苦/莊峻華


焦慮苦/莊峻華

佛說人生有八苦,其中之五陰熾盛,就是焦慮,凡人生來具有,色受想形識
也,台灣人受中國人,中國文化之苦,有焦慮,有趣者為,美國人受川普等
人,執政之影響,亦有焦慮,焦慮真是不分貧富,故名為苦也,釋焦慮苦,
也需從金錢觀點開始,易於了解,容易減輕痛苦。

財務獨立,是基本策略,維持生活,履行任務,像養家活口等,然後就是分
配日常生活,培養興趣,當然要避免落入焦慮,從事有意義之生活。股票市
場,有漲有跌,焦慮無助投資。增加關稅,形將減少貿易量,經濟繁榮不再
,美國需要這筆收入,川普想混水摸魚,一般人之焦慮,也無助於事,十一
月投票,將川普等黨人,逐出國會,州長,州議會,和所有法官等職,減少
倒行逆施之焦慮,這是第二步。

第三步,就是穩定成長,老人也不能放棄收支平衡,而且善用有限資源,從
事喜愛,且有意義之生活,像賞花,欣賞音樂,欣賞電影,欣賞美女俊男,
聲聞緣覺,此佛語也,就是聽智者語,讀好書文章,以助了解快樂之人生,
遠離無益之焦慮。

Wednesday, June 27, 2018

The refugee issue/Carlos Pueblo


The refugee issue/Carlos Pueblo

The refugee becomes an issue in the western world. Trump reacts severely toward
the refugee and migrants along Mexican border with the United States, again, it is
the money issue. If you put the money into the measurement, it becomes very clear
for his behavior. Many American, at least half of the population, resent the foreign
immigrants to take advantage of the U.S. welfare benefit and drain the national
revenue. The same situation is occurred in Europe as well and they think that they are
not obligated. This is what I think that may help to solve the problem.

First of all, we must cut off the sanctuary heaven for the dictator after he falls from
power; therefore, he will think twice before he embezzle the limited fund from his
poor nation. It is a shame for the leader to enrich himself while the financial situation
is so desperate. Swiss, Saudi, and Egypt, etc. please take the notice.

Stop the covert action in the world and avoid the escalation to a war. The consequence
of war is refugee. Are those wars necessary? The history can tell; however, the politician
don’t learn from the history, i.e. wars in Sudan for petroleum; ISIS wars for religion:
Viet Nam War to fight Communism; Korean War for not feel well with Communist
aggression, etc. Russia, the U.S. Israel, and Iran, etc. are here to take a note.

Air borne the excess corps from the U.S. to starved nations to help people to have food
to eat. It is volunteer philanthropy. The needed nations must hire advanced nations
expert, like the peace corps personal, to manage the administration. We know those failing
nations such as Venezuela for example, the leader must understand that there is no
sanctuary heaven for him to go after he steps down and must seeks for help which comes
from some advanced nations such as the U.S., Japan, Germany, England, the Netherlands,
etc. yet not Russia, China, or Cuba, etc. On the contrary, they need to be help.

My home country, Taiwan, was under Japanese Colonial rule for 50 years, 1895-1945, and
after WWII, under the Chinese Nationalist rule as a nation performs very well in compare
with those similar nations out of the colonial era. My study shows that a peaceful, no war
inside the island, hardworking, and the sound school infrastructure system generate the
continuity of renewal environment. Taiwan is the top economic power around the world
and is one of the few nations comes out of the U.S. limited amount and time of financial
aid. To solve the refugee problem facing the world if there is a will and there must be a way.





Tuesday, June 26, 2018

難民/莊峻華


難民/莊峻華

難民是世界問題,許多歐美澳洲國家,均為所困,最近,美國輿論批評川普
處理難民之不人道,隔絕父母和子女,我還是以金錢來了解其政策,比較易
解,他認為難民和移民,帶給美國社會負擔,消耗政府資源,因此,他堅持
要在美墨邊界,興建一萬里長城,先要墨西哥出錢,多次碰壁後,興建前款
50億夾帶在移民修法中為條件,尚在之票決中,可見難民問題於其之困擾。

歐洲難民來自中東和非洲,自古歐洲帝國,征戰歐亞非洲各地,顛沛流離之
難民,湧入歐洲,許多戰後獨立國,建國經營失敗後,遇天災人禍,逃亡各
地謀生,彼彼皆是,於是有聯合國難民署之設立,僅治皮毛而已。歐美係法
治之國度,有一定之法律限度,容納這些難民,例如,英國選民,票決脫離
歐盟,接納難民程度異議有關係,美國選民有一半,支持川普之移民和種族
態度和措施,這是不人道,而且有違基督文明。

這些製造難民之國家,美國不應該坐視其獨裁者,搜刮財富,並且要加一步
制裁日後包庇國家,包括瑞士銀行在內,沙烏地阿拉伯,和埃及等國,禁運
和凍結存款,斷絕銀行往來,不使這些獨夫,邦無道而榖,真是恥也。

下一步,就是結束戰爭,美國剩餘糧食經援,條件是讓外國人材,協助管理
國家,至少讓難民有飯吃,在自己國家吃苦,總比顛沛流離國外吃苦強,歐
美澳洲各國,可各自衡量得失,這就是世界和平,國際政治。

台灣也是一戰後脫離殖民統治之國家,當然,戰後淪為中國流亡政府統治70
年,我周遊列國,像加勒比海諸國,台灣早已經突圍,已經成為經濟強國,有
移民而無難民之問題,我研究其中緣故,台灣人勤奮,日本帝國,留下完整基
礎建設,學校教育,台灣也拿過美援,美國政府,如稍用心,可以在難民問題
上,免於束手無策。

Tariffs is a kind of Government Revenue/Carlos Pueblo


Tariffs is a kind of Government Revenue/Carlos Pueblo

The U.S. initiates an increase of tariffs against most of items imported from the rest
of the world is very complicated, America First, trade imbalance, and huge national
deficit, etc. If we consider tariffs is a kind of government revenue, then evaluate the
motive of the Administration, it becomes much easier to understand the whole deal.
Trump needs to cover his huge budget deficit in the result of his tax cut and increase
of defense budget by cutting the rest of the federal expanse such as welfare, education
, environment, etc. He sees tariffs is a quick way to get the money needed, for instance,
the target of aluminum and steel import from China, 10% to 25%, for 50 billion may drive
10 billion for the Administration a year, then he escalates the trade war with China for
additional imported items for 200 billion with 10% increase of tariffs which means 20
billion a year additional income, then he threatens China again for another 200 billion
almost close to reach annual level of 470 billion from that nation. China is exhausted to
retaliate with the same amount of 50 billion on the first round because the imported items
from the U.S. are fewer than the other way around. Who are going to pay the increase of
tariffs?

I am not going to spend in order to avoid the inflated price due to the increase of tariffs.
My frugal habit will definitely help me to reach such goal. The U.S. production can not
catch up that fast due to the new facility of factory and the high cost of labor, don’t even
mention of skilled workers. We have been avoid the inflation under systematical diminishing
the U.S. currency throughout the years of the rescue of economic downfall, 1987 and 2008
for instances. Increasing tariffs will change the American way of life eventually. I must continue
my strategy of frugal and saving for the rest of my life. I shall not be bothered by this tariffs
increase.

I shall maintain my simple life style continuously and avoid to be forced to. I shall spend my
retirement fund wisely and I shall enjoy more of the fresh produce instead of well prepared
foods with tax added. I feel better now with such idea in my mind.

Monday, June 25, 2018

政府收入/莊峻華


政府收入/莊峻華

閱讀新聞,多半與金錢財務有關,使用金錢概念,來了解美國時策,關稅
增加為一例,動機易解,此目的就是增加政府收入,等於是加稅。政府收
入,關稅應該是一大宗,增加鋼鐵進口稅25%,五百億就是一百二十五億
政府收入,中國抵抗,再增兩千億貨物10%關稅,就是兩百億額外收入,
這是當今美國政權之如意算盤,是誰來買單?川普希望是消費者,消費者
無需聞雞起舞,可以有計劃之抵抗。

十日前,我終於狠下心,買下新車,新車是在美國製造,但鋼鐵零件,有
些是進口無疑,我真不想落入關稅圈套。凡是今後購物,都需要反覆思考
,連我喜歡之郵輪旅行,郵輪是德國製造,鋼鐵部分,增加25%,搭波音
客機之鋁,增加10%,沒有增加關稅前之票價矣。我計劃,其實也是長年
習慣,就是節約儲蓄不浪費,在德州只消費未加工免稅之食物。

增加關稅,似是解決國家財務困境為目的,上兩例約可增加325億政府收
入,平橫今年減稅之預算危機,美國政府常賭繁榮經濟,可以增加政府收
入,無視於財務赤字,借債累積,只還利息,然後增稅,全面課稅,在美
國生存,真是藝術,要有應對個人計劃,善理家庭經濟,要未雨綢繆,要
收支平衡,只買必需品,必要時殺手鐧。

仰賴固定政府收入,無法解決龐大之支出,國防經費不願減少,社會福利
不能減,所以當今商人總統,開始大刀闊斧,砍福利補助移民,砍貧民健
康保險補助,砍教育補助,砍國防預算外之所有部門經費,地方州政府,
聯邦補助減少,只得增加州稅,大學學費一例,所以我說生存是藝術。當
然,美國是一高收入之社會,這些變化尚小,直到有朝一日,美國旅客,
擠在國外機場,搶購貨物,像中國旅客一般,始知生活之不便。

Sunday, June 24, 2018

Watch an old Japanese movie Tokyo Story 1953/Carlos Pueblo


Watch an old Japanese movie Tokyo Story 1953/Carlos Pueblo

An old couple from Onomichi, Hiroshima Prefecture, went to visit their children
and family in Tokyo for the reunion in a long time. I check the location of this
small sea port township of the Seto Inland Sea west of Fukuyama. I have visited
this area several times and is familiar with the screen scenery on the movies,
railroad trains and busy ferry traffic on the sea surrounded by two big Islands of
Honshu and Shikoku. Their children include the elder son, the elder daughter, and
the widow of their second son deceased during the War. The son is a pediatrician
and has a home clinic to practice at an out skirt of Tokyo in an industrial
neighborhood. His wife has several duties such as his help and manages two young
boys at home. The two story frame house is not quite sufficient to host additional
two guests permanent obviously.

The same situation applies to the elder daughter, a hair dresser with an apprentice
working with her at her residence down stair adjacent to their bedroom. Her husband
is a salesman. There is a room up stair rented to a law school student. The widow,
daughter in law, is working at a trading company and lives in a small room nearby her
job. The room is small and can only host temporary one additional person at a time.
All children like their parents to stay in Tokyo longer than just a brief visit of several
days. I can see that they all love their parents very much, yet they are busy at their
work and have their own life to manage with.

After the elder daughter asks her sister in law to take off one day to show their parents
around Tokyo. She arrange a retreat for the parents at Atami Hot Spring Resort with a
financial support of her brother. I check the map of Atami, a famous hot spring resort
which is very previous to Japanese, is on the Northwest part of Izu Peninsula east of
Shizuoka where I have had an experience of one night stayed recently. The retreat stay is
short due to the noise of younger guests party activity at night. The elder couple decide
to end the trip and go back to their home town. They run into the room problem for
their children; therefore, they decide to make an arrangement for one night, let the
mother to stay with the widow daughter in law and the father to visit an old acquaintance
in Tokyo and expect to have that one night stay at his house. The drama end is that the
father and one of his drunk friend are escorted by the police to his daughter’s home after
midnight.

The Mother die very shortly after arriving home. All children come back home after
receiving telegram from youngest sister, a school teacher, at home. It is a very touching
movie which reminds me very much of my own and must of our Taiwanese family. I feel
that the story has occurred in every Taiwanese family and the situation is even worse
than the story in the movie. I firmly believe that all parties, parents and children are all
very reasonable and considerate. This is only happened in the financial poor family, if the
situation is happened to a rich parents, then the story would be very much depressed.
For example, the money leave behind with or without will and the fight thereafter.
Most of our generation realize that the children have no obligation to help us when
we get old; therefore, there is a long time care either through insurance or financial
planning while at a younger age. Of course, sometimes there is a situation that our
children are worse off than us. We need to have another kind of movie story to watch.

I love to watch Setsuko Hara’s movie, the actress of the widow, she is so beautiful and
graceful. She is still alive at age 87. Fortunately, I love Japan and study continuously
to enjoy Japanese civilization, automobile, enka, seafood, and old movies, etc. I still can’t
find the original movie of Making way for tomorrow which gives screen writer, Kogo Noda
, to persuade the director, Yasujiro Ozu, to write and make this lovely movie. I am very
Impressed indeed.



觀賞老日本電影東京物語1953/莊峻華


觀賞老日本電影東京物語1953/莊峻華

昨夜無意翻閱,觀賞老日本電影明片,東京物語,內心感觸,我個人家庭,
並無故事中,平山家庭之和諧,此為一般典型家庭,而且必需是好家庭,始
有之結局,所以非常感人,近20年後,1972年,始在紐約出名,當然先在
倫敦引起注意,一直成名到現在,片中演員都是導演小津安二郎之團隊,美
麗溫淑之原節子,演平山紀子,戰歿二子遺孀,這種超高氣質女性,真需認
真追尋,認真體會,加上日本敬語,平實幽默,服飾,真誠禮節等,65年老
片,仍是歴久彌新。

兩佬家住廣島縣之尾道鎮,我查是在福山市西,濱瀨戶內海,我經過福山,
到過廣島,吳市,和江田島,影片中之渡輪火車,均甚熟悉景色。一日雙佬
決定,赴東京探望子女孫兒。二佬算是非常明理,非常體諒,長子內科醫生
之工作,媳婦照顧兩孫男之忙祿,時間短暫,並非久居,故尚未有婆媳之爭
。長女是理髮師,已嫁尚無子,在家開店,二媳婦上班,二子戰歿八年,至
今尚未改嫁,我看原節子,真實人生,未婚甚難。長女敢派遣,請上班媳婦
請假,帶公公婆婆遊東京,使派長兄出資,讓父母到熱海溫泉,我也查此溫
泉勝地,系在伊豆半島西北端,靜岡市東,我剛過夜靜岡,到駿府城賞櫻,
甚感親切。二佬不適旅店喧嘩,夜不安眠,提前回東京,始知長女房間有他
用,勉強一夜後,決定回尾道老家,最後一日,分道拜訪老友媳婦,在媳婦
門口等候下班,公公再離開訪友,結果三老人喝到酩酊大醉,讓警察將兩人
,男佬和其醉友,半夜送回長女家,結果真的是結束東京行,慢車回家,在
大阪,女佬就不適病倒,勉強掙扎回家,就一病不起。

我喜歡此電影,除原節子,劇情,對白,和背景等因素外,主要是我經歴過
此段人生,我承認是一遺憾,但是此為文明世界之常態,而且開始有共識,
有解決之途,就是要全力照顧自己,莫讓子女有負擔,兩佬健康情況,就不
應有遠行,尤其是兩日慢車煎熬,真是子女在不遠遊,遊必有方。

此影片之緣起,來自美國1937年影片,為明日開路,野田高梧介紹給小津,
兩人在旅店改寫劇本,費時102日,引為美談,我需搜尋影片是否尚在。

Friday, June 22, 2018

Product warranty/Carlos Pueblo


Product warranty/Carlos Pueblo

A weed trimmer which I used at Michelle’s yard won’t start and she generated
an order receipt for me to apply a product warranty at the Home Depot. I know
where to go to find the service station on I-10 Store. 8 months ago, I broke her
old trimmer and got it repaired at the same store while she ordered another one
in Austin; therefore, this new one is within one year and under warranty. I am
very impressed with the American business marketing of product warranty and
they mean it. It is one of the reason why the U.S. is so prosperous.

Once the mechanic at the rental shop noticed my warranty situation, he asked me
to call directly to the toll free number on the receipt to report the claim. I got the
idea how to coordinate with the representative. When I returned home, her e-mail
arrived. I have to take photos of the battery, charger, and the trimmer stick. The
mechanic identified the problem of melting electrode plastic adjacent to the metal
portion caused the short that won’t start the engine. Within four days of her evaluation
, I received her approval of new set of battery and charger. I shall expect to receive
both in 7 business days.

I assume that she order the parts from another warehouse inside the U.S. territory.
The product is made in China, her company put the merchandise on Home Depot’s
shelf or website for marketing. If it under warranty, there is another office to serve
that need while after warranty items, the Home Depot’s rental shop can order the
parts and fix it with a cost. Most customers would forget the high cost repairmen
and purchase a new one. The plastic head of the first trimmer is $80 to fix it and I
estimate the cost of battery replacement is more than $100 while a new one on
sale is $153.

Once I overheard Michelle’s job was helping a huge computer manufacture company
to organize the return items under warranty. They have been lost track via shipping
and very difficult to be audited. She let the company after 3 years and back to her
original consulting firm to do something different from the previous venture. I am
really amazing with the warranty idea of marketing such as electrical trimmer and
how about a new vehicle. Of course, many name brands manufacturers have certain
confidence to guarantee their products through their product warranty, one year, three
years, or even 10 years bumper to bumper limited warranty. Even some kinds of
repairmen, the shop offers three months or life time warranty. It is a good business
practice.



產品保證期/莊峻華


產品保證期/莊峻華

這幾日,我從事於申請失靈除草機理賠,因尚在產品保證期內,大賣店修理
部,要我直接打產商服務部,我在修理部,電話連落到產品保證服務職員,
此日湊巧為星期日,產品服務,仍舊上班,很快拿到職員網址,開始傳送機
件相片,四日內即收到回復批准,更換電池和充電器,兩零件將在一週內送
到,這是產品保證之功能。如果是保證期外,則我需要自費,在修理部修理
,零件和修理費,已超過新產品特價格,在美國要學會特價購物。

我因幫琳兒割草,需要處理工具,工具為其提供,產品均在中國製造,廠商
交給大賣店,大賣店也在網路出售,一專區大賣店,也提供一修理部,兼設
在出租機器部內,美國大賣店之經營有效率,擊垮傳統小五金行,小機器修
理業,所有修理業,連打字機等都買不到,舊機器房間都擺不下,想起來,
非常恐怖,十年間,美國整國,失去一大堆工廠生產線,修理服務線,小店
零售店,我在幾年前,開始恢復親自割草,連習慣之汽油動力馬達,都遭電
池動力機之挑戰。

美國商業繁榮,是全球最大消費市塲,像批准之更換新零件,也有法令規範
,其保證期到原保證之截止日,政府法院有法律保護消費者,廠商多種,也
較容易營業,也有額外加購保證期,我則無實際經驗。

Thursday, June 21, 2018

Up from a low income class family/Carlos Pueblo


Up from a low income class family/Carlos Pueblo

At my retirement, I have plenty of time to think of my life especially after watching
the old Japanese movies which are well preserved on Youtube nowadays. I don’t dare
to mention it as a class struggle; however, it has been a smooth journey in my entire
life up from a low income class family in Taiwan to an financial independent class in
the United States. My conclusion is that I have had plenty of opportunity to understand
the threat of poverty, my parents’ persistent will to support the necessary school education
, and coming to the wonderful nation of America. I’ll explain.

I was lucky to be accepted to enter a government sponsored institution to get a teacher’s
certificate for the secondary school and obtained a teaching assistantship for my graduate
study in the U.S. thereafter. After 23 years work, I have accumulated enough money to
maintain a life style of on and off work for additional 17 years. With my frugal habit, I am
very confident to manage my retirement fund to the end of my life.

I don’t watch television to be influenced by the commercial of rich and famous. I don’t
read newspaper with a cost. I only watch free movies on the Youtube, political talk show
of my favorite both in Taiwan and the U.S., listen to piano and Japanese Enka music. I
write my journal on Google blog, and I visit my pet dogs friends and their owners in the
morning. Every stage of my life, I give up my old circle of friends and try to live without
any influence of the old friends. Yes, I am not normal and I believe that there are many
old men like me.

Therefore, I don’t need to worry about not enough money to pay the necessity. The rest of
our family members are all in financial independent status. I am under medicare protection
for years, Amy will be in 4 years, and both of our children are under their companies’
healthcare. Thanks God, we’re healthy without major illness.

Once I am at a better class of my life, I feel happier of my life and lucky that I have no more
Anxiety at all.