驅車遇暴雨/莊峻華

驅車遇暴雨/莊峻華

下午自日文課返家，取市圖書館證，赴鄰近圖書館借書，遇見暴雨

，老車水汽瀰漫，玻璃渡上一層，無法看到車外，情況危急，我連

忙打開除霧機，不想老車自冷氣機失靈後，連暖氣也故障，排出暖

氣無法除霧，一般除霧從前後窗，冷暖氣可已乾燥玻璃面，玻璃外

有雨刷，清處視界，現在前後左右，都是白茫茫一片，我勉強將車

開進一辦公大樓，停泊在一空擋車位，後面有車燈尾隨，我故知未

違規進入，雨勢仍大，真是傾盆大雨，休市已經連雨三週。

我將拋錨燈打開，準備開出街道，往圖書館方向，此為新建圖書館

，我約有20年，未曾造訪，但老圖書館，有一些日本兒童書籍，日

語先生，鼓勵閱讀兒童書本，可以進步較快，我真是要嚐識。果然

看到圖書館，但停車場空無一車，門口展示開放，但又貼上白紙曰

關閉，等候通知，回家後百思不解，現在想起來，是一年半前之水

災，市府無經費重建，反正看書者渺，有無圖書館，也無甚所謂。

我還是需要將老車安全開回家，於是我開始展開防預性駕駛，就是

小心交通規則，注意來車，一定要十分肯定後，始右轉出街，有兩

車未開大燈，我有警覺，讓旁車先過，若我挨撞，不但是我錯要賠

，而且花時間，處理車禍，欲速則不達。右轉後，雨仍不停，我將

車開在左線，仍是拋錨燈開，一直到一左轉大道，過此紅綠燈，就

直通社區，我開始心情篤定，第一紅綠燈後，右線無故為停車阻擋

，我連忙取消拋錨燈，打左轉燈號，一直到背後紅綠燈換色，始換

左線，原來是學校下課，家長前來接小孩。

我一直留在左線，恢復拋錨燈，徐徐慢行，其他駕駛也能諒解，一

直到進入社區之右轉紅綠燈，始稍鬆出一口氣，我將車停在車庫車

道上，愛美開車到教堂査聖經，將元兒座車開到路旁，擋著郵箱，

我只好停在車道上，入內取元兒車鑰匙，調整車位，好讓郵差送信

，愛美回家後，又來叮囑，元兒上班後，需要再調車，恢復原位，

外面仍是綿雨霏霏，幾年前夏天，大雨後水淹一本田座車，全部報

銷。

Cohen’s testimony before going to jail/Carlos Pueblo

Cohen’s testimony before going to jail/Carlos Pueblo

U.S. Congress, Senate and House, both feel that they need Michael

Cohen to testify in front of the Congress committee to help the people

to understand what is going on with Donald; therefore, they invite him

to the Congress three times, two close door and one open to be televised.

I have watched significant part of his testimony and review with several

analysis afterward on You Tube political commentary. It has been a whole

day and night with a meaningful civic lesson.

American voters grant the Democrat to have this opportunity to hold the

hearing because the Republican prohibit such hearing in order to protect

Donald Trump. It is a drill of the American democracy, separation of power.

I have been through Clinton Impeachment in the 90’s and I feel very confidence

that I vote the Democrat on election is correct. In comparing of the degree of

urgency, Trump should be impeached by now. I understand the reason why

half of American voters think.

Even under the jeopardy or lying to the Congress again, he still keeps his sense

of humor. When a Republican congressman kept on repeating attack of his

previous lying to Congress and a pathological liar, he responded with a question

that the Congressman was referring to Donald Trump? The Congressman’s 5

minutes ran out.

According to my civic lessons from You Tube, Cohen has committed to a crime

by lying to the Congress because that he lies under oath. He pays the price and

is going to the jail. His crime is also involving at least three persons in one case,

Trump’s chief financial officer and one of his son whose signature appeared on

checks reimbursed to Cohen. The laws seemed to be unable to tough the seating

President even though his signature is also appeared on the first check. This is

very interesting.   

I agree with the House Committee Chair that the hearing is good for the American

Democracy. I believe the check and balance is very vital and I don’t believe Trump

can get away for his unlawful behavior.

柯恩之獄前聽證會/莊峻華

柯恩之獄前聽證會/莊峻華

川普總統之前私人律師，邁可柯恩，入獄前有三聽證會，一次公

開，今日舉行，因為民主黨眾院多數，所以有機會，考問柯恩，

有關沸揚兩年餘之川普結，兩黨議員質詢，重點迥異，民主黨議

員，都是求證川普之，倒行逆施，共和黨議員，則是一眛指責，

柯恩之說謊成性，柯恩反問，是否是指川普？但因每一議員，時

間有限，五分鐘，很難深入探討，但國會聽證會有國會記錄，後

人有記錄可查，美國三權分立，已經成熟。

詢問最多者為，川普之好色問題，有兩案涉及兩女人遮羞款，因

為是柯恩經手，美國記者報導又追問川普，川普否認後又承認，

承認後又否認付款，待證據出現後，又顧左右而言他，這是兩年

餘來，美國飯後茶餘之趣談。

川普有很多違法，使用慈善基金，和選舉基金，中飽私囊情事，而

且是低估財產市價，避免交稅，柯恩回答中承認，但需要問川普大

掌櫃，這大掌櫃為特別檢察官傳訊，同意合作，但是州和聯邦稅局

，並無明顯動作，國會聽證效果有限，只能期待各個法院，議會和

法院，兩權並進。

明日，尚有一閉室聽證會，不對外開放，川普不會辭職，違法事也

不會被偵辦，國會彈劾也甚困難，只能拖到2020年大選，昨夜有民

調顯示，連德州都反川普，又有幾位共和黨議員，將要失業矣。

How I file my income tax/Carlos Pueblo

How I file my income tax/Carlos Pueblo

If we don’t make very much income in a year, actually it’s quite easy

for us to file the income tax. First, we need to find the software to do

the job either e-filing or paper in mail return. The simple one is free

that we can get it on internet any time. It is 1040A which is adding up

the income of salary, interest, and dividend in a year, then the software

will apply the standard deduction to it and all the calculation and benefit

will be shown at the end such as earn income credit, etc.

If the business income is also included, schedule C, or rental income,

schedule D, we need to have the next level of software to tackle with the

application. I used to purchase the deluxe edition and then, I got free one

from friends until this year. It is still very simple to input the data and get

it done. It is very effective nowadays to apply almost anything on line and

the software is quite advanced and user friendly.

My son Arthur’s return is the basic one only W-2 income, 1099-dividend,

and small amount of 1099-interest. I have had small business income to

file schedule C; therefore, I need a deluxe edition while my daughter

Michelle has rental income and security trade, needs premier edition.

She also has four different states income required to be filed.

Most of us don’t have huge income a year, we can file our own income

tax return by ourselves. Save the accountant fee for retirement plans,

as a matter of fact, contribute to our pension will be better off in a long

run and get the most benefit out of it.

申報所得稅經驗/莊峻華

申報所得稅經驗/莊峻華

首先，需要取得一稅報軟體，若是基本申報，像我們家元兒，只

申報工作所得，股利息收入，無支出細表需要，標準扣除等，這

種稅報軟體是免費，連國稅局都提供軟體，我因尚有些許商業收

入，所以我們家琳兒，幫我找到一家軟體，費用僅五元，此軟體

公司，七年前我曾使用多年，仍舊是容易使用。

因為稅務申報，涉及一些稅法，我從44年前，就開始申報，先是

英國女同學幫忙，來休市後，峻嚴兄指導一年，後來開始自練武

功，參加過許多講習，房產，證券等販賣許可，從事保險，房產，

和基金買賣，熟悉許多基本申報，而且我有過出租收入，我曾幫

忙親戚申報幾次。

因為我們收入不多，而且美國稅務制度完善，該繳稅者，甚難避

免，上班有收入者，早已交上預扣所得稅，所以應該提早申報，

可以提早退稅，如有退稅情況，就需要調整明年預繳額，一般公

司之人事，均有此業務，減少之預交稅，可以放在銀行生利息。

如能自己申請大學許可，應該都有能力申報年度所得稅，我在台

灣申請很多美國大學，因為大學成績難看，所以養成填申請表習

慣，後來一直延伸到許多，居住美國之必要申請，像移民，信用

卡，地方稅減少申請等，一切都自己來，後來賣保險，幾乎每天

都在填表。

Civic lessons on You Tube/Carlos Pueblo

Civic lessons on You Tube/Carlos Pueblo

During different ages of my life, I have been attracted to civic lessons of

every kind even in the era of the martial law in Taiwan. I always like to

know everything about the political environment around me. Recently,

I have been hooked by the You Tube cable TV talk shows posting about

Donald Trump fiasco which directs me to the understanding of the

separation of powers in the United States of America. Trump is the leading

actor of the show, the media expose it, legal experts analyze it, the laws

investigate it, and the courts and people’s houses judge it, etc. It becomes

very depressing and interesting for the last three years.

Trump is facing arrows coming to him from every direction systematically.

He has to employ lawyers to fence him off any harm. The best for me to

describe this phenomenon is at the end of the first Emperor of China, 207

B.C., all hunters arisen to hunt the big game. In the modern day of the country,

dissidents criticize him according to the laws which they learn it and practiced

it according to their experience and people like me learn it from various civic

lessons. Even in Texas, a very conservative state, the poll is against Trump for

the first time recently for more than 11%.

I have to conclude it in a short paragraph that Trump is a showman. I don’t

believe that he gains any fame or money as the President of this great Nation.

He is an embarrassment of himself and laughing stock in history. He must

manage his money legally to pay his lawyers, court cost, and mental stress

from now on his old life. He can’t even satisfy his young and pretty wife.

公民課/莊峻華

公民課/莊峻華

每天日以繼夜，我都在網誌觀看政治評論，這些節目，多半是有

線電視節目，24小時播放後，轉貼在網誌，我像上初中公民課一

般，但是非常精彩，比起蔣介石時代之學校公民課，真是有天地

之別，而且是兩個世界，學無止境矣。

我選之公民課，教材教案是川普總統，講師教授是電視台，只有

兩台，之節目主持人，課堂就是他們之各別節目，川普每天也花

很多行政時間，看其喜歡之電台，甚至現學現用治國。我看的都

是評論川普為人，作事，和主張之乖戾，輿論和法律專家學者之

看法，真正見識美國三權分立之政治傳統制度。

川普當選總統前，已經有許多民事案纏身，最有名者為川普大學

詐欺案，賠兩千五百萬，始得上任總統職位，之前有七次倒閉破

產案，上任後，立即面對美國司法，民刑事都有，一共27件，每

件都在公民課中，反覆討論，事實真像，法律觀點根據，和判例

經驗等，有一官派特別檢察官，偵辦俄羅斯案兩年，起訴37人，

認罪和判刑者已7人，已有服刑入獄者，還沒有完結篇，每天還

在繼續爆發頭條新聞，印度戰機，已經越界巴基斯坦，轟炸巴軍

基地，巴印兩國均擁有核彈，美國不知所措。

我喜歡新知識，美國何以如此強盛，泰因政治制度清明，法律合

乎邏輯，一般有國公民課學校教育者，都能了解，觸犯法律者，

就要面對法律，知名者常無倖免，此為美國法律前，人人平等之

謂也，我上如此多之公民課，都是美國法律之精華，我無需上法

學院，讀枯燥無味之法理法學，來了解美國之民主法治社會，剛

好符合我對政治之熱趣。

Filing Federal Income Tax 2018/Carlos Pueblo

Filing Federal Income Tax 2018/Carlos Pueblo

Basically, I had finished my federal income tax of 2018 last night. Now,

the matter is when I shall have my check mailed to the IRS. Every year

at this time, I always get this done before I go out on trips. Some friends

or relatives have taken this tax filing season coming back to the U.S. from

Taiwan even though they can file in the foreign country and pay the tax due

on line banking account or even credit card. IRS makes the procedure very

simple and convenient and very much better efficient than the tax police

to collect the revenue. This tax paying phenomenon makes the U.S. a

great nation.

When I was young, I had my tax strategy made to maximize my pension

contribution and deferred my annual income tax. I thought that the pension

fund would help me after my retirement for not getting the earned income.

Pension funds do help to calm my nerve yet helping me in tax matter is not

that ideal. We’re in higher tax bracket now than before and we’re paying more

tax. A new strategy is made tentatively that I shall stay at the mandatory

minimum distribution and withdraw the Roth in case of over spending need

first, don’t go to unnecessary spending, and keep a healthy physical condition.

I am much more relax now for the IRS to tax my social security income in full

because that I have thought that the fund has been taxed. I do get some back

from the Roth, a tax policy to benefit savings. I am going to do my son Arthur’s

return in a few days. He is under my tax and investment strategy and pension

funds are growing and there will be no financial issue when he is retired.  

申報聯邦所得稅2018/莊峻華

申報聯邦所得稅2018/莊峻華

今日終於定下心，面對2018年之聯邦所得稅，琳兒幫我找到一

家軟件，經濟實惠，德州無州所得稅，我們之所得簡單，不過

是股息，退休金，利息，和社會福利金等收入，軟體迅速算出

補交總數，我寄上稅款即可，再來就是明年。

我晚年之收入，反而增加，因此捨不得，但這是美國，國家需

要許多稅收，來維持政府之功能，我年輕時代，思慮過年老稅

率問題，於是全力投注退休金，期待老年後，沒有工作收入，

稅率當然較低，結果股市狂飆，許多股息，增加意外年收入，

躲在退休金帳戶之收入，不敢領出使用，真是遲來之無耐。

如果身體健康，又有老人健保，是可以有舒適之老年生活，我

有財務之準備，也不讓子女有負擔，算是不白渡此生，而且也

幫助兩子女，建立一穩健之經濟基礎，先是雙親給與機會，讀

大學，畢業後有機會來美國，在此優渥環境立足，交交所得稅

，也是心甘情願。

A syllable senior living/Carlos Pueblo

A syllable senior living/Carlos Pueblo

The retirement facility of my old tennis captain occasionally sends me

Its brochure to solicit business. Mr. Steiner is about 7 years of my senior

with some health issues yet still plays tennis for about a set. The retirement

facility is provided domestic help and a nurse on site with physicians at near

by facility. It is very costly and therefore, I don’t need it. I have had a senior

living syllable like a piece of music and I feel like living in a paradise. I have

Arthur to stay with us that I can closely monitoring his well been and no

surprise.

Every morning, I take a leisure walk of about two hours in the subdivision to

visit my pet dogs neighbor. Forest on Chevy Chase and Lily( a cat);  Chance

and Dassel ( two dog brothers) on Stoneford; Cody, Scot and Ottis, Luke, and

Sky on Briarrose. Their owners allow them to come out behind the gates of

driveways to wait for my coming and after listening to my sweet talk they go

back inside. Most of my dog friends will stop at far distance and insisting to

wait for my petting. I can also chat with their owners, a group loving people

because that most of the dogs are rescued.

I try to keep my tennis exercises weekly with a new team nearby. Captain

Berneke will arrange my schedule at an early round in order to allow me to

attend my beginner’s Spanish class. I also attend a beginner’s Japanese class.

The more I study on both languages, the better I feel and desire to visit Japan

and Spanish speaking countries.

I am still writing on my blog almost every day. I feel that my senior life is occupied

with joy. I watch a lot of programs on You Tube including politics, piano pieces,

old movies, and one Chinese rural life collection, etc. I help Amy doing a beef soup

noodle cooking for Arthur when she attends church service on Sunday.

I went back to two community activities last Saturday and people thought that I

had moved out of Houston. I found out that I lost my manners to associate with

my old acquaintance and forgot to keep my patient. I am looking forward to having

my income tax filed and a trip to England in late April.  

節奏之老年生活/莊峻華

節奏之老年生活/莊峻華

史丹那老隊長之退休公寓，有我住址，經常寄來廣告，招攬生意，

他賣住屋前，已經購妥此退休公寓，據聞此公寓有所有權，可以轉

讓，他長我幾歲，夫人和他，都有健康問題，公寓提供護士，醫生

也在附近醫院待命，我行動尚方便，因此，不將此事，放在心頭。

我安排老年生活，甚有節奏，我希望能拖越久，不考慮此問題最好

，我將我有節奏之老年生活，介紹給我之讀者大人。

每日清晨，我就外出散步，愛美經常陪伴，週末有事缺席，我有許

多愛犬知己，兩隻愛貓，非常體會人意，我們先拜訪佛瑞斯特，就

是森林意，他早在等待，一聞我口哨和呼叫，他就出現在門口，女

主人若在忙，他會繼續打轉呼叫，一直到主人出現，主人疼愛，拿

點心，讓我們餵食，培養好關係，他是一隻重犬，體重一百磅，約

45公斤。他家對面附近，有兩隻愛貓，聽我呼喚，是莉莉和奧瑞耳。

走到另一村，有兩愛犬，強斯和戴歇耳，這是兄弟犬，喜歡我贈送

之舊網球，繼續散步，有寇帝也是重犬，隔幾家兩黑愛犬，史考特

和奧提斯，對面是百磅俊犬路克，吠聲如雷，卻又是溫順如綿羊，

再來是史凱特和緬格尼斯，這些愛犬，都在車道門後靜待，待招呼

完畢，就回室內，不再出現。

去年開始重溫日文，今年增加西班牙文，兩位教授都甚專業，進步

神速，同學也認真，我常撥出時間讀書，心理有寄托，每日充實，

我開始學習對話和造句，期待有突破。

因為天雨綿綿不絕，中斷許多網球運動，柏乃基隊長安排我早上首

輪，讓我能趕上西語課，週末開始忙碌，有些社區活動，需要參加

，四月中旬前，郵輪船票尚不見便宜，我只好放棄出外念頭，專心

四月之英國行。

我繼續作文，保持我之腦力，不致老化過速。

Listen to Professor Chuei Lien Chen’s 228 Massacre Memorial/Carlos Pueblo

Listen to Professor Chuei Lien Chen’s 228 Massacre Memorial/Carlos Pueblo

Professor Chen was invited by Houston Taiwanese Association to deliver

a speech of 72 anniversary memorial of that massacre of Taiwanese by

Chiang Kai-sek’s Nationalist Army on February 28, 1947. I was one of the

innocent ghost wondering around the surface of Taiwan and re-entered

at the end of that year of pig at a mountain town of the center of Taiwan.

She started her research after the release of government files of this matter.

Her conclusion of the massacre included the military occupation of the

Nationalist Chinese Army in Taiwan in 1945, the massacre itself, and the

White terror rule in Taiwan ever since. She shows very much in details of

her research and a very clear indication of the culprit, the guilty ones.

I told her briefly after the speech and my turn to ask question. I say that

the guilty ones is the Chinese Civilization. These kinds of massacre have

been occurred all the time in China now and before for several thousand

years. It is the way as the conqueror to rule China. It is still happening in

current day China. Chinese do not recognize human right and the rulers

always consider they own their citizen like cattle or domestic poultry that

there is no rule of law to be protect. Tienanmen Gate massacre and the

Uyghur Eastern Turkistan Oppression, etc. This is a tradition of the barbarian

behavior of Chinese rulers background.

We must understand and realize this fact and my conclusion is the same

thought of current day Taiwanese desire to be self-rule in Taiwan, keeps

Chinese away from Taiwan and maintain the democracy and freedom in

Taiwan, furthermore, I remind every voters in Taiwan to keep away the

China friendly Chinese nationalist party to return to power; therefore, we

can solve the injustice gradually, step by step, until we can achieve the

same status of the civilized world like the U.S., Japan, and the most of

the Western Civilized World.  

聆聽陳翠蓮教授之演講/莊峻華

聆聽陳翠蓮教授之演講/莊峻華

台大陳翠蓮教授，應同鄉會邀請，來會館講述她二二八慘案之

政治黑道背景，她是在扁總統解除檔案後，首先研究有成者，

我是因為她在阻擋台大管爺案中之努力，慕名來感謝者，畢竟

台大尚有高風亮節者，我在演講後，爭取到片刻機會，表示我

一生研究台灣國家定位問題之結論，與教授專研蔣介石和國民

黨在台惡行，我認為這是中國人之不文明，中國人之野蠻，中

國人之反動，台灣人切莫為中國所統戰，在台灣選舉中，要盡

全力拒絕中國國民黨復辟，始能有教授繼續自由研究真相之機

會。

台灣人非常了解中國之真面目，所以台灣人主張維持現狀，就

是兩個中國，中華人民共和國，和中華民國，人民幣和新台幣

，人民解放軍和國民黨軍，二二八類似之屠殺，在中國一直發

生，朝代更迭，天安門和維吾爾，數不勝數，要把台灣當作一

片淨土，像韓國瑜這種中國人，中國思想，主張九二共識，都

絕對不能讓他涉足台灣政治領導人，這是政治基本認識，凡歌

頌中國政治文明文化者，均應討伐之，這是社會進步。

台灣要長治久安，要擺脫中國之腐敗文化，官場，和習慣，不

懂西方文明，可以就進拜師日本人，有禮貌，有教育，工作努

力，遵守法律，希望台灣有朝一日，也要放棄國民黨那本憲法

，在無法如此大改革前，要保有統治權，讓中國人等待，等待

到改革換面之一日。

A government should or would do list/Carlos Pueblo

A government should or would do list/Carlos Pueblo

Many Democrats jump into the 2020 Presidential campaign to

challenge the right to replace the Republican’s President Donald

Trump. They all have had several political agenda to improve the

function of the government to satisfy needs of America. I’ll list

three or four of them, Medicare for all, free college education,

increase minimum wage, and improve the immigration policy.

It is what I define as a government should or would do list of the

popular progressive wing of the U.S.

Medicare for all requires huge fund to make the same quality of

service for current day qualifiers senior citizen when reach 65. If

we move up the national priority we would make it and they

thought that we would do it. This means that we can’t cut more

tax and we can’t have huge national defense budget. In our family,

there is one member, Amy, left alone without adequate health

insurance to cover her health insurance need because that she is

too rich to join discounted Obama care or Medicaid for the low

income citizen. She pays some high premium for her grandfather

type of major medical policy with $10,000 deductible and our

family savings shall back her up. It would be nice to get her in

Medicare even if we pay some of the premium. Fortunately, she

is healthy and very close to 65.

Free college education for all is another should and would do for

a government. I am very conservative on this part and I am against

to forgive the huge college loans accumulated by some college

students and make such as a headache for students themselves as

well as the banks which the loans are provided. My study shows that

the cost of college education for in state students after Hope and

Lifetime Tax credit can help some cost, of course, we still should

prepare ourselves for the costly college education. Both of my

children finished degrees within the state universities and under our

personal budget and their first pay checks went directly to their IRA

accounts.

We can’t wait for the high minimum wedge to begin our work. My son

Arthur is still on a minimum wage after 11 year of work at a super market

and last year was the first year his dividend savings super pass his earn

income annually. Don’t waste time to wait for the argument of should and

would from the government.