Wednesday, June 9, 2021

The function of the health insurance/Carlos Pueblo

 The function of the health insurance/Carlos Pueblo

The function of the health insurance can be noted the most while we must see a doctor in the emergency such as in the case of my son Arthur's retinal detachment. We couldn't see his regular eye doctor because he was booked for the entire week. His company booked Arthur to his colleague to take a look. Arthur didn't have the correct year's health identification card; therefore, we were stocked at the front desk for two hours to get the correct copy updated. Once we saw the physician and referred to another specialist by this physician's office, it is like a breeze on and on to see another specialist out of the network and another out of network hospital. We can't argue to the cost of the co-payment in such life and death case. I am very appreciated that Arthur has a job with health insurance coverage which comes to be very handy for our family.

He has had a birth defect called the Stickler's syndrome. My job's health insurance covered most of his life and death procedures such as removals of his tracheotomy three times, the plastic surgery of his  cleft palate, and many other medical needs before his age of six. After 2001, I lost my job and couldn't keep two jobs with the benefit of the health insurance. He was naked without coverage until his graduation from the college. I was not sure if I asked him to carry the basic coverage from the school, anyway, I was lucky that he was alright.

I don't believe that the $300 a week additional unemployment benefit is an issue and I don't believe the government has very much burden of it. That amount is only symbolizing a kind care from the government and can't go very far. I don't believe the Obamacare  can help too much for a person with asset either. Only when we work and only when we have had a valid health insurance especially a group health insurance to satisfy the Obamacare.

I am taking my requirement minimum distribution out now to pay Arthur's co-payment for this emergency surgery. I save regularly and I am prepared for such circumstances. His health insurance has done the most already.

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