Monday, November 16, 2020

To own a house/Carlos Pueblo

 To own a house/Carlos Pueblo

To own a house to live is a dream of a young family. We can go to work from our own home and come back home from work every day. We can raise our children at the house we own. I have done that and I fully understand why so many people are frustrated themselves that they can't fulfill such dream in their own life. It is because that in a big city where the job opportunity is plenty yet the living space is limited; therefore, the housing price is high. It is so high that you save all your life time earning and still not able to purchase your own house to live.

I repeated such claim to a couple from the Switzerland, a Haka Taiwanese married to a Swiss engineer. He disagrees and tells me a story of their daughter who married a Swiss banker after 10 years dating. They manage to buy their own house, where there is a will, there is a way. Even in a high cost of nation, a professional couple are still capable to purchase their own house.

I have seen many of my customers who start at a small house and change to a larger house after their children are born. We must have a goal and working hard toward that goal. We can start at a beginner's house outside of the city limit and commute to work inside the city. After more established, we can sell the small house to move into a larger house in a better location. 

There are always reasons why we can't make sufficient income to purchase the first house. Some writers loves to use the statistic numbers to fool themselves and their readers. It is not cheap to own a house in Texas, yet it is still make more sense to own a house. It is what I encourage my children to purchase houses as their first goal of their life. One of them has made it while the second one is still living with us. His income is still not sufficient to live in  a house comparable to ours even as his savings is plenty to purchase his own house. We get it all figuring out carefully. There are still children in a big city like Houston who are still living with their parents. As a matter of fact, I intend to give my share of house to my son when I die. Many of the residents in the capital city of Taipei, they inherit their houses from their parents or their ancestors. 

Or, you can plan to immigrate to the United States to live in a city such as Houston. You can find plenty of the job opportunity and plenty of houses to purchase to live. As soon as we march toward that direction, the shorter distance to the goal can be reached. Some time it takes several general generation to pass on to own a house.

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