Sunday, September 17, 2023

又外出旅行/莊峻華

 又外出旅行/莊峻華

今晚,我又外出旅行,我將搭乘飛機到加拿大溫哥華,乘坐珠寶號郵輪,再逛阿拉斯加,和春殘日精神號同一路線,從蘇握港折回溫哥華,我豪不再意來過多少次,這是世界上最美麗山水風景處,下船後,搭乘巴士南下西雅圖,翌日再登珠寶號經同航線,再蘇握港折向伯令海峽,經北海道,仙台外港石卷到橫濱港。

抵達橫濱後,我將搭火車旅行日本三週,這次有兩個家庭慕名全程跟從,我們將參觀關東區,若橫濱,東京,富士山,鐮倉等地,然後仙台兩夜,秋田兩夜,搭五能線到青森,在弘前兩夜,希望接近岩木山,然後北上札幌兩夜,再搭快車到釧路市兩夜,看能否遇見丹頂鶴?這是我此行最大目標。

從釧路南下,經涵館外郊北斗站回新幹線,然後一路兼程南下到北九州熊本市四夜,將包括熊本,鹿兒島和下關,東向大阪四夜,包括大阪,京都,和姬路。搭機返美,過境桃園機場四小時,打電話給虎尾之親戚請安。

Saturday, September 16, 2023

Invited to a farewell party/Carlos Pueblo

 Invited to a farewell party/Carlos Pueblo

The other day, Peter Lin Called to invite me a his farewell party lunch at a local restaurant. It is the second time in a week to meet an old friend during my insurance career. He was my client and good friend. He is going to live close to his three sons in the Los Angeles area in order to be closed to his sons and families. I am very happy for him.

He was from an humble family background yet he was prevailed in his study at schools in Taiwan. He was a graduate from the famous Taipei Institute of Technology and completed his engineer degree in Japan, then continue his graduate study in the U.S. After the advanced graduate degrees, he went to Canada as an engineer. I knew him when he immigrated to Houston with his family in order to be closed to his brother-in-law, my big insurance client.

He started a new career as a scrap metal trader as well as a slot machine venders. Both his wife Jean and he have worked very hard to bring up their three sons to be successful professionals in the society. The eldest son is an eye surgeon, Ophthalmologist; the second son is a Dermatologist; while the youngest son is an attorney. He has made the first move to immigrate out of Taiwan to set up the foundation and his children have succeeded his goal. Both his younger children are present at the party.

I congratulate him for his successful immigration story. I have admired such wonderful immigration story in this great nation. I wish him well and I may one day visit him in Los Angeles, California when I disembark at Long Beech, California on my Panama Canal Route.

Wednesday, September 13, 2023

應邀飯局/莊峻華

 應邀飯局/莊峻華

日前,愛美遞來電話,有老友林恩義兄邀請飯局,這是一週內之第二次,首次為北郊霧蓮之魏宏義夫婦,這次規模稍大,蓋為餞別恩義遷居加州洛杉磯行。恩義家有三公子,早打一草索,事業有成,一位眼科醫生,一位皮膚科,幼子為專業律師,令人羨慕。

恩義來自台灣高雄,台北工專出身,留學日本,再移民加拿大,據解釋居加國時,小孩們無事就滯留圖書館,養成讀書好習慣,對學校教育有幫助。約是1980年代,再遷居休市,就近於親戚,我因該親戚之紹介,認識他,做他保險生意。他是工科出身,幾經變遷,到休市後從商,做廢鐵出口和零售機商店置放工作。

他人長得英俊蕭灑,兒子們也遺傳,學校畢業後,均迅速結婚,我參加過兩公子婚禮,仍留美憶。他善打桌球,和愛美教會之王醫師搭檔,勇得全美老年業餘雙打冠軍多次。

我自2001年後,離群索居日久,孤獨成習,鮮能與舊日同鄉認舊,很感謝他的邀請。休市同鄉事業有成者,常有邀宴之美習,不是打秋風,而是破費請客,我正在想是否要包紅包?但想起過去經驗,這是隨意也,有三位事業有成子女,我心情輕鬆也。

Tuesday, September 12, 2023

Short accounts make long friends/Carlos Pueblo

 Short accounts make long friends/Carlos Pueblo

According to a famous Chinese proverb, even with kin brothers keep clear accounts, which explains he principle to deal with money to the other person. Our successful daughter Michelle and her spouse like to borrow money from us to build a mansion in Austin, Texas. She gets an equity loan from her rental house and they also save some fund yet still need a loan from us. I am in kind of hesitation because that investment is not necessary. Finally, Amy convinces me to go ahead. I ask Michelle to prepare a promissory note to be serve as a first lien to that house and she agrees.

All my fund is ready now and we miss the dead line of the appointment with the Travis County Clerk Office to register the mortgage. I understand that she is very busy on her regular job. I ask her to postpone our loan until I come back from my trip on November 9. She can pay her construction expanse on her own funds first. She agrees. The draft of note came in with 5.5% interest rate for 10 years and I disagree. I request a change to 3 years note of 6% interest rate and renewable at the end of the term with mutual consent. She agrees again. Amy has a talk with me and complains that I ask too much. I ask her to loan her part of fund right away and leave me alone. She doesn't dare to do it without me with her.

Michelle is like me good at the arithmetic. I know that she would use their savings first and our loan at the second and finally the equity loan from the bank. It makes sense as the concern of the interest cost concern. The current market rate for 10 years mortgage is about 7.3% which I have told her. If I let her have 5.5% on her note, I must discount my note to the other that I remind her not to take advantage of us.

Monday, September 11, 2023

親兄弟明算帳/莊峻華

 親兄弟明算帳/莊峻華

年初,琳兒來話借錢蓋豪宅,我說向銀行借,她問我能借多少?我說十萬,愛美曰她也可以出十萬,於是我查我的一筆四萬定期是在九月到期,她說可以,於是我要她準備借條,還有需要抵押貸款,親兄弟要明算帳,親父母更需要和能幹愛女講清楚,其中我想變掛不借,因為琳兒比我有錢,而且收入又高,我是老邁無業無欲者,而且我不覺得她需要蓋這豪宅,她是將一奧斯汀城中一租屋拆除,興建百萬新屋,我深覺是浪費,愛美崇拜這女兒,勸我和女兒保持好關係,將來說不定要靠她照顧,我是不敢奢望。

眼看九月中我就要出遠門,借條和房屋抵押均無動靜,我催促多次,終於來稿,但無抵押注冊登記之預約,我先看借條是15年,利率是5.5%,只繳利息,錢借後在年底注冊,若未履行,我可以取銷借貸契約,我說未抵押我灣保障,我不願意,還是等待我11月旅行回來,她也同意,房屋已拆除,需要先用她自己存款和一銀行抵押貸款先支出材料和工錢,我想她也不急,晚完成我們借貸,也可以省下她一些利息。

愛美緊張我要得罪女兒,我說妳可以先借她,或是20萬全數借她,我是很斤斤計較,女兒向銀行抵押貸款15年,利息是7.5%,我貸3年只要6%,三年後還可以續約三年,如此連續5次以上,如此比較合情也合理,女兒也同意,只是借條利率未更正而已。

我們琳兒很能幹,過去我曾借錢給她購屋三次,婚前兩次,婚後一次,婚後一次有抵押,她都很快付清,都是5年內,我相信此次亦然,只是親兄弟要明算帳,當然我的兄弟沒有琳兒花樣之多,而且經濟力比我強,我不向他們借貸,他們已感萬倖。


Water melon is my favorite fruit/Carlos Pueblo

 Water melon is my favorite fruit/Carlos Pueblo

Water melon has been my favorite fruit ever since my childhood time in Taiwan. There has been several stages in my life to deal with the water melon. First, I had to rely on my mother's grocery shopping; second, I could purchase a small cut piece when I had monthly allowance from my father while I was out on studying at a senior high school in Taipei; third, I earned some fees as a tutor outside of the college. Finally, I could afford to purchase a whole water melon after I was in the conscription with a meager allowance as an army draft solider. Water melon is generally not expansive. After I became a school teacher, especially after my immigration to the U.S., I can afford to purchase as many water melons as I can consume.

Until recently, I have learned how to pick up a good water melon. I have learned the trick from the You Tube videos. Firs, you check to both bottoms with a yellow belly bottom means that's mature while the opposite end bottom must be with a minimum size. Second, check the yellow spot on the surface. It is  where the part of the melon sit on the ground. It is better with a nice orange color. Third, a hollow sound when you tap it.

Most of my picking water melon experience, I don't really get it; therefore, I have relied on my luck. If I don't get a good water melon, I shall feel bad and can't consume the entire melon fast enough. Now I have developed a drink called smoothie to blend the non-sweet or over ripe water melon with some other fruits such as the papaya, pineapple, figs, or mangos to make it more tasty.

Even though I do have a diabetes chronicle disease and eating too much water melon is not good for the blood sugar control; however, I am satisfied with my longevity plus it is good for me to drink water melon smoothie after a hard tennis games.

喜食西瓜/莊峻華

 喜食西瓜/莊峻華

自幼喜食西瓜,迄今不變,雖言糖尿病痼疾,瓜甜不宜,但為喜愛,真是捨命陪西瓜,今年夏日西瓜季節將止,我之西瓜庫存,僅賸最後一粒半,再七日我將上郵輪,船上續提供墨西哥西瓜,當然品質甚難控制,而且食用方法亦僅一種,無法合理補救。

選擇西瓜之甜美,終於悟出一道,這是屢敗數十年之經驗,在網誌上學習之經驗,先察看瓜底之蒂大小,必需極小為上,次查外表瓜色澤,必需碧綠紋路,再敲瓜聲清翠如石落井,再補觀瓜皮著地黃斑塊,乾淨磊落,才是上品。若選瓜失敗,此為常態,則落瓜果攪拌器,填加木瓜,鳳梨,和芒果等甜蜜水果,抑或夏日免費無花果,攪拌為光滑果汁,幫助消耗整粒西瓜。

在台灣時年幼無經濟力,只能望西瓜生嘆,後來當出外讀高中,有微薄零用錢,當家教有些收入,始敢購買水果攤切片西瓜,台灣西瓜攤販有智慧,晚上使用紅燈泡,混淆西瓜色澤,到小金門當兵,始有瓜農親戚推薦購買自產好西瓜一整粒。來到美國,收入增加,購買整粒西瓜,毫無疑慮,此為染上糖尿病痼疾原因之一,之二為食牛排過多。

那日宏義兄來頂好廣場買菜,邀請飯局,我剛好在元兒服務超市購買西瓜和牛排,不顧愛美警告不要老命,西瓜因有折扣,只限兩粒,肋骨眼牛排有特價,因此我分三日三次購買,控制通貨膨脹。

購買之西瓜非常甜美,雖小有粒僅兩元美金,平常是五元,如此讓我愉快一整週。週六愛美不煮飯,我就烤一肋骨眼牛排,一大塊約僅6元美金,比她上超市買之十元美金加稅便當便宜,我說我較聰明雖然不要命。

Sunday, September 10, 2023

College friends came from Woodland, Texas/Carlos Pueblo

 College friends came from Woodland, Texas/Carlos Pueblo

Henry Wei and his wife Gin Fong, both of my college classmates, came to an oriental grocery shopping at a new Chinatown area on the other day and invited me for a lunch. I was at a grocery shopping as well on the other side of town. I went to meet them at a restaurant and received a very nice Sashimi treat.

Both of them came to study in the U.S. in 1975 and each received a Ph.D. in chemistry, then both had worked until their retirement, he was with a Swiss pharmaceutical while she taught at Louisiana Southern University. I have been an admirer of them for their successful academic and career life in the new country. They have moved to Woodland, Texas for years from Louisiana in order to help their engineer daughter to take care of their grand children and also manage some real estate investment. I congratulate his success real estate investment in Shanghai, China while he was assigned to that city. He bought a house and sold it with a profit when he left.

We have had a fond memory for our college life and review some of our classmates. I still remember my sweet and bitter college life. I was in struggle both in classroom and maintaining my stomach filled. It is quite interesting to think about it now and appreciate very much that I have come through a long way.

I invite them to join me to take the cruise ship across the Pacific to Japan. They both considered and declined my last minute recommendation, maybe next time. I anticipate my next week cruise in Alaska and a repeated land trip in Japan.

Wednesday, September 6, 2023

有朋自霧蓮來/莊峻華

 有朋自霧蓮來/莊峻華

中午正在超市購物,看到手機電話上兩則巴頓路治來話記錄,我知是宏義兄和金鳳姊,果然他們從北郊霧蓮鎮來,在新唐人街北海道餐廳等我,我離群索居日久,未遇老友甚寂,連忙放下西瓜和牛排赴約去也。霧蓮英語為樹林地,是一高貴社區,魏家夫婦退休後,因需幫助長女工程師照顧子女,遷居休市,轉眼已經十餘載,長孫已上大學矣。我因意見不合,退出大學群組,正想探詢舊日同窗訊息,讓兄嫂招待一頓豐盛之日本刺身料理,甚為感謝。

我每天都關心政局,一見面就恭賀他在中國上海之房產購置脫手,這是宏義兄當年藥廠出差上海,巧妙購置房產當寓所,出差結束後,即時獲利脫手,然後繼續在巴頓路治和休市買賣房產為副業,非常成功。兩夫婦自大學畢業結婚後,一直非常順利,無意間決定來美留學,也很順利取得化學哲學博士,宏義在瑞士藥廠,金鳳在路州南方大學教授,都任職到退休,而且身體都甚健壯,三位子女都成家立業,非常令人羨慕。

我問起舊日師大男舍106室老室友,也聊到當年和今日,應是今年春天巴拿馬郵輪行,有甲班莊鵬岳兄來訊商談遷居休市一事,原來鵬岳和金鳳都是當年花蓮高中高女特優畢業生,保送我們師大化學系,據金鳳說當年一高中僅保送兩位,都是非常優秀者,我馬上要幫助兩位師大前輩夫赴郵輪旅行到日本,然後在日本環國高鐵旅行三週,這兩位前輩應在年紀80,都是澎湖高中保送生,一位是物理系,一位是英語系,均甚優秀。

我甚節約旅行,因此想推薦兩位十月初同行日本,我把價錢和路線告知,結果時間緊湊,無法同行,只能等待下次。

Monday, September 4, 2023

What didn't Raimondo say to China?/Carlos Pueblo

 What didn't Raimondo say to China?/Carlos Pueblo

The U.S. Commerce Secretary Madame Gina Raimondo visited China four days and back last week. She did discuss the opportunity for the commerce development between two nations, yet what didn't she say to China? about why the U.S. would not lift the tariff and economic sanctions? The tariff posted has forced the closure of Chinese factory and Chinese exports have been dropped. People have lost their jobs and foreign capitals escaped. The U.S. has started several sources of imports and also encourage the made in U.S. target in the future. Of course, Chinese commerce administers and even the Premier do not dare to ask her why the U.S. impose 25% tariff. 

Trump took the credit of such 25% increase of impost as his credit. He did have a negotiation and a deal was signed basically force China to purchase more from the U.S. and China couldn't fulfill for such demand to lower the U.S. trade in balance. Biden administration keeps on such tariff and add more economic sanction on computer chips exports to China. She told Chinese that we would sell you only regular chips and not advanced chips for military use to endanger the U.S. National Security.

I personally believe that the U.S. economic sanctions to China is an answer to the Covic 19 disaster which has damaged the whole world for the pass three years. China has denied its originally from Wuhan Bio-weaponry laboratory leaks and the rest of the world agree to keep mumble to avoid a war against China. The U.S. knows that China can't afford to compensate the loss amount from the world. The whole world are aware, i.e. the World Health Organization has allowed Taiwan to be an observer of WHO for the first time in history even under Chinese strong protest.

The U.S. and many other nations have lost huge of their investment in Hong Kong after China broke the agreement with the United Kingdom when the U.K. yielded H.K. to China in 1997 to maintain the status quo for 50 years. The economic sanction is more efficient than to a real war which we have been keeping away for years.

雷夢多部長訪問中國/莊峻華

 雷夢多部長訪問中國/莊峻華

美國商務部長雷夢多女士,剛訪問中國回美,就受到輿論界專訪,十分熱鬧,她是繼國務卿布林肯先生,財政部長葉倫女士,全球暖化特使前國務卿凱利訪問中國後,第四位內閣官員長官,訪問這正與美國經濟戰之國度,這次美國小心應付中國無禮外交儀禮手段,接機和飲食起居等,均由美國駐北京大使館處理,避免讓中國失禮丟臉。

雷夢多之目標在探討如何改善,美國和中國間之經濟戰,訪問記者主持人和部長,均未提到關鍵之關稅,這是中國經濟崩潰主因之一,美國早已佈署完備,從其他國家進口,再加上通貨膨漲同時發生在全球,中國則不然,外資工廠撤退,國民失業,經濟消條等,這些美國高官訪問中國,是在了解準備避免中國一旦瓦解崩潰,美日韓等國需要如何應付,如難民問題等。

部長強調光講一大堆無益,要看如何執行,如何做,兩國間貿易額高達八千億美金,美國仍舊販賣中國低端晶片,但高端晶片則全球禁止出售中國,防止中國用之於軍事用途,影響美國國家安全。

部長提到美國商界主管,顧慮到投資中國之安全,認為中國不適於外國投資,舉出幾條中國法律,危害到外國人在中國之生命安全,這是甚為嚴厲之指控,部長在上海記者會也講,在美國也強調,中國官方和官媒等均啞口無辯,不再強調美帝國干涉中國內政。

我期待中國邀請美國國防部奧斯汀部長訪問中國,奧斯汀部長只要求和中國國防部長熱線,恢復電話,中國軍頭或習主席不敢面對我們這位身經百戰之退休戰將?奧斯汀不過是要規勸中國不要輕舉妄動,挑釁台灣海峽。

Sunday, September 3, 2023

Birth control/Carlos Pueblo

 Birth control/Carlos Pueblo

The world population has been expanded for generation and now it becomes all kinds of issues, such as the pollutions, global warming and cooling, food shortage, etc. You can feel the pressure because the world space is limited while the population goes to a different direction. I like to take my family as an example to start my argument.

My parents had seven children while my dad was barely a salary worker while my mom was a home maker. We had barely enough food on the table every food was in ration. My mom always reminds me not to get marry unless I was ready to provide the new family a good life to live. I got my first child  two and a half years after my marriage and a second child two years after the first. I have lived in the best managed nation in the world and I have taken advantage of this opportunity to be prevail. I believe that I have less stress than my dad and out live him more than 10 years without any of his lack of money stress. 

It is a basic calculation 2 versus 7 children. Increasing world population will have more demand of foods and other necessity. It will create more pollution, air and water. No matter how much progress the current technology can be achieved. Birth control is a fundamental theory to control all issues.

The U.S. is a well managed nation in birth control; therefore, its birth rate is in minimum; however, the national population is always increased rapidly because immigrants are coming faster than the nation can manage it. Immigrants to meet the workers demands. No matter how you do think of the immigration, immigrants do help to build the U.S. and make the nation prosperous. From the individual point of consideration, we must think ourselves first to plan our family in order to be successful.

Saturday, September 2, 2023

計劃生育/莊峻華

 計劃生育/莊峻華

世界環境問題,例如全球暖化,夏天如此炙熱,空氣污染,水源污染,糧食不足等等,都和世界人口急速增加有關,先進文明世界,早就計劃生育,我在大學時代,台灣政府推廣計劃生育,我非常同意,先父母生育七子女,一生做牛做馬,毫無享受,培養七子女成長,比起一些小家庭生活,我們是困苦許多,所以我結婚後,十分在意子女人數,絕對不讓子女無謂吃苦,當然我說的是美國,美國提供最理想之生活環境,讓世界羨慕,許多人都想移民美國,在美國定居。我的網球伴告知,中國人排隊美國綠卡要17年,亞洲印度人則需一百年以上,我已經無暇注意台灣人需等候多少年?

台灣國家民主化27年,1945-1996,加上有日本近代化統治50年,1895-1945,加上台灣人勤奮上進,奠定台灣經濟發展,加上蔣家統治51年,1945-1996,堅決反共抗俄,維護台灣和平安定,所以家兄為五位兄弟姊妹和先母辦理美國永久居留權,有兩家庭選擇居留台灣,因為彼等職業關係,選擇在台灣退休,因為他們在台灣已有基礎,無需來美赤手空拳打天下,我觀察世界先進國家國民,均仔細衡量移民美國之得失,我認識一位鄰居日本家庭,有機會在美國生育,而選擇提早返日生產,這是日本國民對日本之自信。

世界上許多國家之國民,無法在本國生活,只好想辦法移民美國,美國有移民局,有移民法執行移民政策,有些美國人厭惡移民,像川普之流,主張取消在美國出生者入籍之權利,美國是一工業農業極端發達之國家,找不到人來工作就業,美國生育率低,完全生育計劃,所以無移民無法完全國家經濟,民主黨執政者考慮到此危機,想圖謀解決,但共和黨人反對,很奇怪共和黨總統雷根,是最近一次簽署移民特赦令者。

1975年美國許可我入境求學,迄今滿48年,我計劃生育擁有兩子女,包括我在內,三家庭都繳聯邦所得稅,當然要感激這難得之移民美國機會。

Revisit Halifax, Nova Scotia, Canada in 2022/Carlos Pueblo

 Revisit Halifax, Nova Scotia, Canada in 2022/Carlos Pueblo

Our cruise ship sailed at night from Bar Harbor, Maine to Halifax, Nova Scotia. I know that is similar to going to my own kitchen every day because that I have been to disembark at this harbor almost every time on this itinerary; however, it is a very nice to walk along the harbor and once in a while I may run into a naval drill like a week before. I did see the mighty air carrier Gerald Ford yet they finished and gone. Did I mention that I also witness British Queen Elezerbeth II on her maiden voyage to Halifax Bay one year on my cruise?

The city has provided an excellent pedestrian path from the cruise dock to another end at a hotel with a casino. I have been familiar to this route and always stay with the walk for my day at Halifax. You can also visit the hilly downtown and view the beautiful Canadian city. I always think that I always come back to visit the city and am happy to finish my walk.

This is an area in the north America attracted tourists. I regret that I haven't had the opportunity to visit this area by a vehicle especially during the fall or in the spring. I took it back of my statement, I once did drive from Quebec City across New England in the early spring. We were on our trip from Boston to Niagara Falls, Toro




nto, Ottawa, Montreal, Quebec City and back to Boston. Of course, my regret is is not including the northeast east Canadian Provinces. The only regret is the Prince Edward Province. 

Friday, September 1, 2023

二度重返加拿大哈里法克斯港2022/莊峻華

 二度重返加拿大哈里法克斯港2022/莊峻華

結束緬因州棒港,郵輪夜航,清晨重返加拿大哈里法克斯港,這是馳名之加拿大東北三省之一,新蘇格蘭省,郵輪必停靠之處,再來就是新布朗西維克省之聖約翰港,第三省是愛德華太子省,鮮能過境,至於魁北克港則是另一航線,也非常暢銷加拿大旅程之一,我也有機會在魁北克船上過夜,也都是重覆同一路線旅行。

北大西洋公約國之海軍演習,已經結束,上週我提過也親睹福特號航空母艦,幾年前英國伊莉莎白二世號航母,也在哈里法克斯灣處女行,讓我遇見,這海灣很平靜,據上週我舊日鄰居念華之描述,她們搭乘當地渡船,可以更靠近福特號,我甚遺憾未身逢其境,只要下次有機會。

我還是沿海灣步行徑,觀賞海灣和海岸商店,我和一般遊客不同,就是不購物,節約旅行,精打細算,旅行購物,增加行李重量,就是在家裡,我也甚少出外購物,幾十年如一轍。

約是中午過後,我就回船午飯,船上也有一些活動,當然賭場和商店關閉,因為不與當地稅務糾纏不清。