Exxon-Mobil Board is facing challenge/Carlos Pueblo

 Exxon-Mobil Board is facing challenge/Carlos Pueblo

Recently we are receiving many ballots to vote on four board members on Exxon-Mobil. The company's board is facing hedge fund managers' challenge to change the management direction. Exxon-Mobil was the number one company most friendly to these stock market raiders in 2020. Dom you remember Game Stop fiasco early this year? Game Stop was the most unfriendly stock for the hedge fund group. Hedge fund group take advantage of the oil price crash to short XOM and the stock is depressed for a long period of time. I ask two of my friends in the community for advise. They are both retired oil executive with good knowledge in the industry. Before their answering my phone call, I google what is the fighting for. There is a piece article indicates that three pension funds are back the mini coup. I make my mind immediately that I shall go along with the company because that I think the company knows how to manage the company better than the hedge fund managers.

I know that we're waiting for the stock to come back a little bit more to sell some in order to make up the mistake of heavily invest to the company. It is very hard to believe that the drinking water is more expansive than the gasoline. It is also unbelievable that the Game Stock a share is three time of XOM yet this is the stock market. The mighty U.S. dollar is cheaper than the Bitcoin.

I inform Amy and Arthur what we're going to vote for. Amy got out of half her holding at $85 while Arthur and I are still refuse to give up. Cheap oil is one of the factor to fight against the inflation that I believe. Perhaps I can rely on XOM dividends for my source of income.

愛克松接受挑戰／莊峻華

 愛克松接受挑戰／莊峻華

最近我們家三人，都不斷接到投票通知，不但郵寄，電郵亦來，催促甚急，原來是愛克松石油公司董事會，面受挑戰，股市投機者，圍剿董事會，推出四董事人選，有加州和紐約州三公職員工退休基金，約十一億美金股值支持，聲勢浩大，挑戰者要求董事會，改變公司營運策略，我們家三人股票主力投資，在此公司，這是多年投資不分散之錯誤，去年甚慘。此公司去年被股市圍剿，排名第一，股價重挫，被踢出道瓊三十藍股，因國際油價大跌，開始無利潤，被股市短線拍賣。我請艾美電話其舊教會長老，也在同鄉會理事會服務過之啓雄兄意見，他在該公司退休，擁有更多股，他正忙碌，我也電話請教博學多聞之明雄兄，也是油界工程師退休，兩位都是台大工科高才，哲學博士，等候中我順便查一下谷歌，到底在鬧什麼？愛克松股值兩千三百六十億美金，是微軟股值之四分之一不到，八年前是美國股值最高公司，現在大量地下油田，西伯利亞油田都無市場價值，很是可憐，連退休總經理，都被川普羞辱逼退國務卿職。

在兩兄回話前，我和艾美已做決定，支持公司，反對挑戰者，我們相信公司懂得如何經營石油業，元兒上次在一圍剿電玩事件中，也站在電玩公司這一邊，況且愛克松投資其個人退休金帳號，有我保證，因此我們將參與投票，支持公司董事會。

我認為石油公司受壓抑，是因為沙烏地，操弄油價，破使美國油公司賠錢倒閉，俄羅斯，伊朗等油產國，經濟窘困，就是在控制國際油市場，造成即有之攏斷，對石油開採不利，但對通貨澎漲壓力減輕，美國印這麼多鈔票，貨幣貶值和利率，均能控制穩定，低油價幫上忙，我們都在靜候，油價上揚，愛克松股價復甦，讓我們脫離苦海。

三十餘年前，我在東郊高地鎮，販賣房屋保險，遇見一位愛克松退休客戶，他和我談到愛克松持股，他說他注意的是股息，而不是股價起伏，因為他靠股息維生，目前愛克松股息，約在百分之八，外面利息是零，所以拜登無懼，大刀闊斧新政，美國經濟急速復甦，非常微妙。我們都是股息發放後轉購新股，因此愛克松股漲則樂。

Don't watch television any more/Carlos Pueblo

 Don't watch television any more/Carlos Pueblo

Recently a television rating company solicits me to it's rating program with a small compensation monthly. I refuse to take the offer because that I don't watch television any more. At the most, I switch to watch some programs on You Tube which I feel that I have had more control of what I watch. After 1989, I have almost cut off my television watching time because it is too much commercial advertisement. I hate to be forced to watch something boring and I don't purchase anything from regular commercial advertisement. It is not worth for me to change my life style simply for such fee award.

I am getting less patient for some different political views from my belief, i.e. some television news program while I like to know some of my favorite. Now, I can select those news programs including special discussion on You Tube even though a few days behind. I have been behind all my life and may attempt to catch up. After Biden becomes the President, I can watch his White House News Brief almost every day to follow what he is doing for the Nation. I can also have an hour to listen to an excellent English of his spoke person.

I used to watch old movies on the television at late hour of a day. Now, I can get them from the You Tube collection; therefore, I can go to sleep early and wake up early in the morning for my morning walk and the tennis game. Doing my regular daily exercises is much more real for my health than watching professional ball games. I don't have any enthusiasm for NCAA or the Olympic Games, etc. any longer. I can be tolerated with my boring life.

I still don't quite understand why there are so much violent programs on the television. Some of the fiction is not realistic. The violent fiction, the mad people, and easy to have an assault weapon combined can make some tragedy in the society.

不看電視／莊峻華

 不看電視／莊峻華

最近有一電視調查公司，寄來資料，選上我當他們調查電視收看資料對象，我正不知所措，艾美已將寄來道具丟棄，又有信來，不久有專人，攜帶一禮盒來訪，巧遇艾美做園藝曰，來訪幾次不遇，因門鈴無聲，解釋此為有給調查，就是每日需要依時觀看電視節目，回答調查報告，問題是我已經三十多年，不看電視，現在收看網誌節目，包括新聞節目，而且是有選擇性，若接受邀請，勢必影響日常生活，我的生活時間已存不多，因此鐵口拒絕，艾美也同意。

電視節目廣告多，浪費很多時間，所有電視節目，都是置入性，都有目地，我在1989年返台，在虎尾朋友家，陪看電視，當時台灣電視，許多想像暴力，我想到美國電視節目，也多是杜撰想像暴力，電影也然，所以我就放棄收看電視，家裏電視機，都是女兒更換新機，留下來之過時舊品，我們家人都不看電視，兒子迷戀電玩，艾美訂閱韓劇。

不看電視後，一日突然時間増長，許多可供應用，我常感覺電視，已經漸漸為網誌所取代，現在網誌有很多自拍節目，像南越農村捕魚，烹調，許多園藝農作等，都能引我興趣，許多舊影重播，還有最近的白宮每日記者會，對我而言，是一十分有效之政治課，也是甚佳英語課，不看電視，可以増加兩次午睡。

網誌裏的政治節目，多半是一般電視新聞節目之篩選，或是特別節目，經過網誌可以有選擇，當然網誌也有廣告，但可以稍為控制，或是不看，這些新聞對一般人，尤其是老年人，並非必要，我常覺得美國之槍暴，和電視暴力節目有關，這些人從小就觀看電視暴力，槍枝彈藥又可自由購買，沒有時間去了解，甚麼是懦夫，濫殺無辜。

To the head underwriter of Texas Fair Plan Association/Carlos Pueblo

 To the head underwriter of Texas Fair Plan Association/Carlos Pueblo

Gentleman,

I have the privilege to report a distinguish colleague of yours, Norma, to you for her outstanding service to one of my accounts. One of Michelle Chuang's fire policies is become renewal in May without a HO225 liability extension from her homeowner policy. It is due to exceeding the three houses underwriting limit. She has alert me for such request has been declined ever since I send the request. I was not happy yet understood. Michelle and her friend purchase a homeowner policy and run into a problem to pay the invoice in order to get the decoration page of the policy. Lucky me my phone call went through to her again. I remind her that it is the same insured who gives me the hard time for the HO225 issue. Norma listens to me carefully and attempts to solve the new issue immediately.

The issue is that Michelle's email is rejecting our invoice once I submit the application. I thought that was my type error on the application. I change it correctly and Norma has tried it several times and still not going through. Finally I use Michelle's other email address which she prohibits me use it for some reasons. It did go through and Michelle paid the premium and we got the notice from the company.

I ran into a quick lender's demand to have additional request to increase the coverage to satisfy the home loan. The time is essential. It was under the underwriter's review. I suspect that again is under Norma's or other nice underwriters attention. We got the change overnight.

Norma also reminds me that Michelle's name does appear on the new homeowner's policy; therefore, she may be qualified for that HO225 extension issue. I am so appreciated for her effort to solve my problem as an agent. I have this daughter Michelle who loves to purchase property and like to support her dad's business. This has been almost at the end of my career as an insurance agent, 41 years total and ever since the beginning of the Association. Norma is the best underwriter who I have the pleasure to work with. The story which I like to share with you.

Sincerely yours,

Charles Chuang, agent

給保險公司成購經理／莊峻華

 給保險公司成購經理／莊峻華

最近我有幾件房屋保險續保和新保業務，經由令部下諾瑪處理，她很清楚解釋公司住家屋險，責任延申屋數之限制，就是只能延申三家租屋責任險，若是兩家合住屋，雖是一租屋險，但算兩屋，因此我有一客戶，勢必一屋無法延申責任險，因此，我建議客戶，另行投保，不巧此客戶，剛好是我女兒。

她又與夥伴新購一屋，住屋保險也在本公司投保，準備交接，需要保險證明，保險證書正本，依公司規定，需要先在網上繳費，而她又收不到帳單，因為電郵退件，我又被她徵調到奧斯汀看顧其屋，這時候需要公司幫忙，再寄一份電郵帳單，以便她在墨西哥繳費，然後始可取得保險證書，這時候我在奧斯汀電話貴部，感謝上帝，諾瑪接上電話，她尚憶得前日續保問題，聽聞我困難處境，她就特別幫忙，更該電郵住址幾次，失敗後再試幾次，最後我使用女兒服務公司郵址始通過，因這是女兒第二住屋險，諾瑪建議延申那被排除責任險租屋，令我甚為感激。

我在保險業服務四十年以上，接觸過無數公司業務成購者多人，諾瑪是我印象最為深刻，服務最為誠摯者，因此我特別上書感謝，也恭喜你有一位盡職之好部屬。

Arthur's grand jury duty select/Carlos Pueblo

 Arthur's grand jury duty select/Carlos Pueblo

Arthur's grand jury duty select is getting more real now after receiving a letter from the sitting judge. He is on the second run for the final 12 jurors and 4 alternatives. If he is selected, he needs to sit at a grand jury room three hours a day, two days in a week for May, June, and July. I hope that his manager can schedule him off for those two days when he is on duty.

I am going to deliver him to the Astro Arena jury selection room again next Tuesday. If he is selected, he will be delivered to the downtown courthouse for the first day of jury duty. I hope that he can take a bus home to a station near our home and I can drive him home. It is a hassle. He is not good at driving to a long distance, as a matter of the fact, he is used to drive three miles one way to work and back after midnight. We hope that he can drive to a parking place and take a bus to downtown.

He regrets very much that he votes for the national election and the court has his record. I disagree to his thinking. If we like the judicial system, we must support the jury duty selection. It is a part of the citizen obligation. We must support such rule of law. I don't mind to drive him to the bus stop and pick him up at the stop in the afternoon. This way I shall not be interrupted with my morning tennis.

It is very interesting that I have been through many jury selection and never been selected until I I am seventy years old. One time I did joined a pre-trail hearing with pay of seventy dollar. That was also a try to get him on yet I answered the phone and volunteered to replace him and got accepted. It was a civil case about a land donation.