My e-mail was hacked during my trip to the Southeast Asia/Carlos Pueblo
On the second day of my visit to Hong Kong, I received several warning from my friends to warn me of my e-mail been hacked by a hacker who attempted to solicit money under a similar e-mail address which was not mine. Suddenly, I lost my connection of Yahoo and my Southwestern Bell e-mail address. I could only scramble to use a Gmail address to correspond with my daughter in Austin for my daily reporting of the traveling progress. I am sorry for all the inconvenient caused to you.
I have thought of what I have done wrong to cause this trouble. First, I did finally respond to an ATT e-mail to link to its web site to be continued of my record of e-mail usage. It might be a fake one and I am not sure. When I returned home, I did have a help chat with ATT to change my password and got my e-mail opened. I still need to chat with the Yahoo authority to find out who that that e-mail address impersonating me with yahoo.com address.
I did announce my apology on my blog site to my friends who were disturbed. One of them told me that he did chat with this person about the soliciting because he did have plenty of time and he was not afraid. On their e-mail exchange, he found out that this person only asked for $400 gift card help and asked him to give the gift card number.
A similar case has been occurred in 2017 in Buenos Aires, Argentina while I forgot to delete my check of e-mail use on a public desk computer at a hostel. I changed my e-mail password and was the end of such hassle.
Friday, February 14, 2020
Thursday, February 13, 2020
電郵遭駭客亂砍/莊峻華
電郵遭駭客亂砍/莊峻華
在東南亞旅行途中，我之電腦郵址，遭駭客入侵亂砍，用一雅虎電郵址，循我西南全球網址記錄，到處詢球金錢幫忙，我之熱心朋友，循網址和電話通知我，非常感謝，雅虎迅速封閉我之帳戶，西南全球網址，也同時封閉我之帳號，一直到昨夜返家，一西南專員，在更改網址密碼中，給我一雅虎專號，我想與其專員討論此案，幾年前，我旅行阿根廷布市，在客棧使用公共電腦，忘記馬上取銷密碼，也曾遭遇亂砍要錢一事，非常遺憾，帶給諸君困擾，我將在我全球部落格，發佈我之抱歉，我相信應無帶來諸位金錢損失。
我已經可以恢護使用電腦，前兩週餘，電話和電腦，有關此事之電郵和電話留言，幾乎均全消失，這也是我無法了解之處，我僅能憑記憶道歉，請諸君有空指教我將書寫之遊記，這是一十九日東南亞洲三城市，星加坡，香港，曼谷，和越南海岸四港。
在東南亞旅行途中，我之電腦郵址，遭駭客入侵亂砍，用一雅虎電郵址，循我西南全球網址記錄，到處詢球金錢幫忙，我之熱心朋友，循網址和電話通知我，非常感謝，雅虎迅速封閉我之帳戶，西南全球網址，也同時封閉我之帳號，一直到昨夜返家，一西南專員，在更改網址密碼中，給我一雅虎專號，我想與其專員討論此案，幾年前，我旅行阿根廷布市，在客棧使用公共電腦，忘記馬上取銷密碼，也曾遭遇亂砍要錢一事，非常遺憾，帶給諸君困擾，我將在我全球部落格，發佈我之抱歉，我相信應無帶來諸位金錢損失。
我已經可以恢護使用電腦，前兩週餘，電話和電腦，有關此事之電郵和電話留言，幾乎均全消失，這也是我無法了解之處，我僅能憑記憶道歉，請諸君有空指教我將書寫之遊記，這是一十九日東南亞洲三城市，星加坡，香港，曼谷，和越南海岸四港。
Wednesday, January 22, 2020
船靠紐西蘭北島娜匹爾鎮/莊峻華
船靠紐西蘭北島娜匹爾鎮/莊峻華
娜匹爾鎮在北島中部東岸，有很長而美麗之海灘，這海灘有很完善之海浴設備，我在下接駁車後，車站就在鎮中心，隨便瞄下環境，然後就長驅直入南向，海灘是有灰黑色卵石和白色沙灘，我相信待我走到精疲力竭，也只能完成一小部份海灘，可見夏天遊客之眾。這海灘線，其實是一公園，有幾座花園，美麗花朵安排佈置，先是尚肯花園，廣大面積，隨時可見園丁工作，黎夫花園附近，就有大停車場，有許多紐西蘭青年，在此露營。
露營使用車輛，不是美國大型之車屋，而是袖珍型廂車，如豐田時髦型，打開後蓋，露出精緻木工設計規隔，有單床可擴張成雙，有飲水桶，有烹調設備，有冰箱等，有年輕姑娘，擺上折疊座椅小桌於車尾，電腦寫作，整個海灘公園，都是網路連線，有位年輕男士，參加一古帆船操作，該船需要九人，平常他就住在小廂車，一切都方便，我相信如此安排，至為經濟實惠。
走過紐西蘭國家水族館，我進入使用廁所，再使用免費網路連線，送出家書，然後繼續沿海灘南下，一直到一海岬盡處，我已無雄心穿越，回程走上大海行列路，這是海岸大道，另一面就是商住區，有些住屋，有美麗花園，我都一一穿越拍照，走過水族館，我仍不想搭接駁車返郵輪，繼續前進，走到鎮中心，中心上有許多古典汽車出租，美倫美奐，這天生意興隆，我又回尚肯花園賞花，也到鎮中心逛了一下，有一克里夫廣場，也是座花園。
娜匹爾鎮在北島中部東岸，有很長而美麗之海灘，這海灘有很完善之海浴設備，我在下接駁車後，車站就在鎮中心，隨便瞄下環境，然後就長驅直入南向，海灘是有灰黑色卵石和白色沙灘，我相信待我走到精疲力竭，也只能完成一小部份海灘，可見夏天遊客之眾。這海灘線，其實是一公園，有幾座花園，美麗花朵安排佈置，先是尚肯花園，廣大面積，隨時可見園丁工作，黎夫花園附近，就有大停車場，有許多紐西蘭青年，在此露營。
露營使用車輛，不是美國大型之車屋，而是袖珍型廂車，如豐田時髦型，打開後蓋，露出精緻木工設計規隔，有單床可擴張成雙，有飲水桶，有烹調設備，有冰箱等，有年輕姑娘，擺上折疊座椅小桌於車尾，電腦寫作，整個海灘公園，都是網路連線，有位年輕男士，參加一古帆船操作，該船需要九人，平常他就住在小廂車，一切都方便，我相信如此安排，至為經濟實惠。
走過紐西蘭國家水族館，我進入使用廁所，再使用免費網路連線，送出家書，然後繼續沿海灘南下，一直到一海岬盡處，我已無雄心穿越，回程走上大海行列路，這是海岸大道，另一面就是商住區，有些住屋，有美麗花園，我都一一穿越拍照，走過水族館，我仍不想搭接駁車返郵輪，繼續前進，走到鎮中心，中心上有許多古典汽車出租，美倫美奐，這天生意興隆，我又回尚肯花園賞花，也到鎮中心逛了一下，有一克里夫廣場，也是座花園。
Family bank 2020/Carlos Pueblo
Family bank 2020/Carlos Pueblo
Our daughter Michelle in Austin, Texas had invited us to visit her several times at the end of last year. There were several reasons that we could not make it due to our son Arthur and myself took turn to catch cold. Finally, she asked for a small loan to help her to purchase a small rental house in San Antonio, Texas; therefore, I had been very busy to gather fund among our family members in Houston to meet her need and our practice of family bank. We first did it in 2011 to help her to purchase two foreclosed houses in Austin and were very fruitful as a matter of fact and she paid it back quickly. These are reasons why we do it instead of going through regular banking system.
She has an excellent credit with a very correct idea of money. She like to invest in both security and real estate. I don't see any problem for her to get a regular loan for this small investment. By doing this family loan, she will help us as well to resolve no interest on our cash saving and save some time and money for herself.
First, I gather cash at hand from Amy and myself and deposit it to her checking account at Houston branch and inform her right away. She checked her money balance on her account momentarily. Second, I requested two bankcards balance transfer, one directly electronic done directly to her and one to my checking account and I wrote a check to deposit to her account. Third, I waited till January 2, 2020 to request my RMD, the requirement minimum distribution of all my pension funds. All banks involved to these transactions are very efficient than before that check deposit or balance transfer can be cash available over night.
A last check from my annuity fund was in last Saturday. We went to broker house to deposit to our accounts to purchase back some of the security which I sold. I have a final RMD account to redeem in March and sufficient fund to cover two bankcards balance transfer within a year.
I pay 3% transfer fee out front while she give me 3.25% annually for 5 years.
Our daughter Michelle in Austin, Texas had invited us to visit her several times at the end of last year. There were several reasons that we could not make it due to our son Arthur and myself took turn to catch cold. Finally, she asked for a small loan to help her to purchase a small rental house in San Antonio, Texas; therefore, I had been very busy to gather fund among our family members in Houston to meet her need and our practice of family bank. We first did it in 2011 to help her to purchase two foreclosed houses in Austin and were very fruitful as a matter of fact and she paid it back quickly. These are reasons why we do it instead of going through regular banking system.
She has an excellent credit with a very correct idea of money. She like to invest in both security and real estate. I don't see any problem for her to get a regular loan for this small investment. By doing this family loan, she will help us as well to resolve no interest on our cash saving and save some time and money for herself.
First, I gather cash at hand from Amy and myself and deposit it to her checking account at Houston branch and inform her right away. She checked her money balance on her account momentarily. Second, I requested two bankcards balance transfer, one directly electronic done directly to her and one to my checking account and I wrote a check to deposit to her account. Third, I waited till January 2, 2020 to request my RMD, the requirement minimum distribution of all my pension funds. All banks involved to these transactions are very efficient than before that check deposit or balance transfer can be cash available over night.
A last check from my annuity fund was in last Saturday. We went to broker house to deposit to our accounts to purchase back some of the security which I sold. I have a final RMD account to redeem in March and sufficient fund to cover two bankcards balance transfer within a year.
I pay 3% transfer fee out front while she give me 3.25% annually for 5 years.
Tuesday, January 21, 2020
家庭銀行2020/莊峻華
家庭銀行2020/莊峻華
去年底，從紐西蘭郵輪旅行回家，因著涼咳嗽，無法北上探望琳兒，原來她是來貸款，購置出租房屋，我因為手上尚有一小筆存款，一口答應，然後就在年底撞錢，撞台語音總，就是走撞錢，籌款是也，愛美答應幫忙一萬，元兒五千，其餘我需覓法週轉。我先變錢，向兩家信用卡貸款，交3%手續費，琳兒將付3.25%利息，5年還清，信用卡債期一年我不怕。然後活期存款開張支票，存到她支票帳戶，然後等到新年初二，開始領年度規定退休金最少領出額，我大蓋領上兩帳戶，再加上一普通帳戶，就已滿額，於是完成第三宗家庭銀行業務，過去，約是九年前，我幫她過一次，在奧斯汀購買兩棟法拍屋，效果很好，她也投資成功。
因為銀行無甚利息，所以領出退休金餘款，無處可安置，非常可惜，這貸款利息，比七年年金利率好，而且可以幫她投資儲蓄，何樂而不為？剛好，我多領一筆年金，準備一年後，償還信用卡，這錢剛到，我準備贈送元兒今年個人退休計劃款，餘款一併購回領出股票，這些賠錢表現不佳者。
如此，我是移出一小部分股票和退休基金，存款稍有利息，不會遺憾，基金仍在股市奔騰，存款貸給女兒，又小助元兒一臂，家庭小銀行，發揮功用。
去年底，從紐西蘭郵輪旅行回家，因著涼咳嗽，無法北上探望琳兒，原來她是來貸款，購置出租房屋，我因為手上尚有一小筆存款，一口答應，然後就在年底撞錢，撞台語音總，就是走撞錢，籌款是也，愛美答應幫忙一萬，元兒五千，其餘我需覓法週轉。我先變錢，向兩家信用卡貸款，交3%手續費，琳兒將付3.25%利息，5年還清，信用卡債期一年我不怕。然後活期存款開張支票，存到她支票帳戶，然後等到新年初二，開始領年度規定退休金最少領出額，我大蓋領上兩帳戶，再加上一普通帳戶，就已滿額，於是完成第三宗家庭銀行業務，過去，約是九年前，我幫她過一次，在奧斯汀購買兩棟法拍屋，效果很好，她也投資成功。
因為銀行無甚利息，所以領出退休金餘款，無處可安置，非常可惜，這貸款利息，比七年年金利率好，而且可以幫她投資儲蓄，何樂而不為？剛好，我多領一筆年金，準備一年後，償還信用卡，這錢剛到，我準備贈送元兒今年個人退休計劃款，餘款一併購回領出股票，這些賠錢表現不佳者。
如此，我是移出一小部分股票和退休基金，存款稍有利息，不會遺憾，基金仍在股市奔騰，存款貸給女兒，又小助元兒一臂，家庭小銀行，發揮功用。
Monday, January 20, 2020
Visiting Wellington, New Zealand on a raining day/Carlos Pueblo
Visiting Wellington, New Zealand on a raining day/Carlos Pueblo
We left Picton on the north tip of the north island eastward to Wellington on the southern end of the north island in New Zealand. Wellington is the national capital of New Zealand. It was raining on that day windy and miserable. The shuttle bus took us to the city center and I got off at the first bus stop. A beautiful classic building with a crown mark on the top level on the left, I thought it was the National Congress Building and I managed to take some pictures. I started my march on a main street called Lambton Quay where classical and modern high rise buildings spread out. It is nice to have a cover of eaves between buildings to avoid direct hit of the rain. I saw the Deloitte building across the street and some other famous international mega corporation, banks and hotels, etc. I was walking two main avenue away from the Wellington Harbor toward the Museum of New Zealand direction.
I entered a Burger King Restaurant on my way to use its toilet and free WiFi to send an e-mail home and made a right turn not far away on the opposite direction of the Harbor. There is a public library and I enter for a use of desk top computer, most of the libraries worldwide do provide such service., however, the library only provide domestic internet connection. I was lost when I exit from the library. I asked a street civic worker about the Harbor and he put off his work and pointing the direction nicely to make sure I got it. I have had a very impressed impression of the kind and good manners of the English speaking people, England,
Canada, Australia, and New Zealand, etc.
After my cut in to the Civic Square and the City to Sea Bridge, I ran into an old gentleman with a hiker's appearance, backpack, rainy coat, hiking boots, and water bottles on pockets and hanging, etc. He told me proudly that he was just coming down from a mountain top camping during a sub zero temperature. He adores the beautiful scenery and fantastic experience. He also recommended me visit the Museum of New Zealand to get all information about the nation. The Museum is a new fashion style building with a big square in the front. I saw many visitors who had already gathering inside. I ran into Jenny and her daughter Sesame from Taipei, Taiwan and we took pictures together then they became my adopted daughter and granddaughter. Sesame is attending a home school in Taipei. They were on the cruise with a group of the family.
I didn't visit the Museum at all and exit right away due to uncomfortable outfit that I ran out of my trousers could only dress short pant on a raining day, plus a dacron cotton fabric jacket was not warm enough and it was miserable. I located the shuttle bus stop 2 and rush back to the ship.
We left Picton on the north tip of the north island eastward to Wellington on the southern end of the north island in New Zealand. Wellington is the national capital of New Zealand. It was raining on that day windy and miserable. The shuttle bus took us to the city center and I got off at the first bus stop. A beautiful classic building with a crown mark on the top level on the left, I thought it was the National Congress Building and I managed to take some pictures. I started my march on a main street called Lambton Quay where classical and modern high rise buildings spread out. It is nice to have a cover of eaves between buildings to avoid direct hit of the rain. I saw the Deloitte building across the street and some other famous international mega corporation, banks and hotels, etc. I was walking two main avenue away from the Wellington Harbor toward the Museum of New Zealand direction.
I entered a Burger King Restaurant on my way to use its toilet and free WiFi to send an e-mail home and made a right turn not far away on the opposite direction of the Harbor. There is a public library and I enter for a use of desk top computer, most of the libraries worldwide do provide such service., however, the library only provide domestic internet connection. I was lost when I exit from the library. I asked a street civic worker about the Harbor and he put off his work and pointing the direction nicely to make sure I got it. I have had a very impressed impression of the kind and good manners of the English speaking people, England,
Canada, Australia, and New Zealand, etc.
After my cut in to the Civic Square and the City to Sea Bridge, I ran into an old gentleman with a hiker's appearance, backpack, rainy coat, hiking boots, and water bottles on pockets and hanging, etc. He told me proudly that he was just coming down from a mountain top camping during a sub zero temperature. He adores the beautiful scenery and fantastic experience. He also recommended me visit the Museum of New Zealand to get all information about the nation. The Museum is a new fashion style building with a big square in the front. I saw many visitors who had already gathering inside. I ran into Jenny and her daughter Sesame from Taipei, Taiwan and we took pictures together then they became my adopted daughter and granddaughter. Sesame is attending a home school in Taipei. They were on the cruise with a group of the family.
I didn't visit the Museum at all and exit right away due to uncomfortable outfit that I ran out of my trousers could only dress short pant on a raining day, plus a dacron cotton fabric jacket was not warm enough and it was miserable. I located the shuttle bus stop 2 and rush back to the ship.
Saturday, January 18, 2020
落雨日逛紐西蘭首都威靈頓/莊峻華
落雨日逛紐西蘭首都威靈頓/莊峻華
威靈頓市已在紐國北島南端，很不巧抵達日落雨，所攜帶換洗衣服送洗，僅存一短褲，和西裝毛織長褲，僅得撐傘搭車外出，這接駁巴士送客到城中，首站就是一古典華麗之大廈，屋頂有一皇冠標誌，我以為就是紐國國會，下雨天十分狼狽，天氣又冷，狂風陣陣掃來，小紅傘僅能暫時保護相機，這蘭普頓碼頭大道，盡是古典高樓大廈，也有新摩登建築，充份展顯紐西蘭之實力，很像英國倫敦街面，紐國行政體系，十分特殊，她之元首，仍奉英國女皇，女皇仍派一總督，但國政交給單一民選國會，多數黨選出總理，執掌國政，整個首都就像倫敦之美麗氣派，我興奮看到琳兒服務公司之大樓。雨天早上人少，我連忙躲入一漢堡王餐廳避雨，也送出一家書，其實就是平安簡訊，下樓後又是一陣逛街，逛入一圖書館，我想使用其免費電腦，觀閱時事股市，但館員告知，網路僅達紐國境內，出來後就迷失方向，只好詢問路旁工作者，這是國際旅行者經驗，尤其在澳紐兩國，這些人非常和藹親切，我問的是，如何走向碼頭？固然我手上有張地圖。
我是走向威靈頓海灣方向，雨稍停，走過者皆為有趣活動中心和商店，遇見一位老者，身背背包，頭頂扁帽，一付行者打扮，也是遊客曰，剛從山上露營下來，推薦我過橋，過一小拱橋曰城市到海橋，旁邊就是市中心廣場，過橋參觀紐西蘭博物館，說是紐國自然歷史，可一目了然，此博物館新穎宏偉，我在館內，遇見來自台北石牌天母之年輕母女，我就自我介紹，當場認收為愛女和愛孫女，媽媽是小寶，孫女是小芝麻，小芝麻是正在家庭學校中，更正我之錯別字，芝麻不是芝蔴，蔴是蔴布，蔴繩，草字頭，人活到老，也學到老，後來在船上，偶遇自助餐廳中。
接駁車次站，就在博物館廣場旁，已經有長龍等候回船，威靈頓真美，回程我幾乎重複行程一遍，寫回憶時，參照地圖，始知錯過威靈頓植物園內之花園，下次再來。
威靈頓市已在紐國北島南端，很不巧抵達日落雨，所攜帶換洗衣服送洗，僅存一短褲，和西裝毛織長褲，僅得撐傘搭車外出，這接駁巴士送客到城中，首站就是一古典華麗之大廈，屋頂有一皇冠標誌，我以為就是紐國國會，下雨天十分狼狽，天氣又冷，狂風陣陣掃來，小紅傘僅能暫時保護相機，這蘭普頓碼頭大道，盡是古典高樓大廈，也有新摩登建築，充份展顯紐西蘭之實力，很像英國倫敦街面，紐國行政體系，十分特殊，她之元首，仍奉英國女皇，女皇仍派一總督，但國政交給單一民選國會，多數黨選出總理，執掌國政，整個首都就像倫敦之美麗氣派，我興奮看到琳兒服務公司之大樓。雨天早上人少，我連忙躲入一漢堡王餐廳避雨，也送出一家書，其實就是平安簡訊，下樓後又是一陣逛街，逛入一圖書館，我想使用其免費電腦，觀閱時事股市，但館員告知，網路僅達紐國境內，出來後就迷失方向，只好詢問路旁工作者，這是國際旅行者經驗，尤其在澳紐兩國，這些人非常和藹親切，我問的是，如何走向碼頭？固然我手上有張地圖。
我是走向威靈頓海灣方向，雨稍停，走過者皆為有趣活動中心和商店，遇見一位老者，身背背包，頭頂扁帽，一付行者打扮，也是遊客曰，剛從山上露營下來，推薦我過橋，過一小拱橋曰城市到海橋，旁邊就是市中心廣場，過橋參觀紐西蘭博物館，說是紐國自然歷史，可一目了然，此博物館新穎宏偉，我在館內，遇見來自台北石牌天母之年輕母女，我就自我介紹，當場認收為愛女和愛孫女，媽媽是小寶，孫女是小芝麻，小芝麻是正在家庭學校中，更正我之錯別字，芝麻不是芝蔴，蔴是蔴布，蔴繩，草字頭，人活到老，也學到老，後來在船上，偶遇自助餐廳中。
接駁車次站，就在博物館廣場旁，已經有長龍等候回船，威靈頓真美，回程我幾乎重複行程一遍，寫回憶時，參照地圖，始知錯過威靈頓植物園內之花園，下次再來。
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