Tuesday, February 26, 2019

Filing Federal Income Tax 2018/Carlos Pueblo


Filing Federal Income Tax 2018/Carlos Pueblo

Basically, I had finished my federal income tax of 2018 last night. Now,
the matter is when I shall have my check mailed to the IRS. Every year
at this time, I always get this done before I go out on trips. Some friends
or relatives have taken this tax filing season coming back to the U.S. from
Taiwan even though they can file in the foreign country and pay the tax due
on line banking account or even credit card. IRS makes the procedure very
simple and convenient and very much better efficient than the tax police
to collect the revenue. This tax paying phenomenon makes the U.S. a
great nation.

When I was young, I had my tax strategy made to maximize my pension
contribution and deferred my annual income tax. I thought that the pension
fund would help me after my retirement for not getting the earned income.
Pension funds do help to calm my nerve yet helping me in tax matter is not
that ideal. We’re in higher tax bracket now than before and we’re paying more
tax. A new strategy is made tentatively that I shall stay at the mandatory
minimum distribution and withdraw the Roth in case of over spending need
first, don’t go to unnecessary spending, and keep a healthy physical condition.

I am much more relax now for the IRS to tax my social security income in full
because that I have thought that the fund has been taxed. I do get some back
from the Roth, a tax policy to benefit savings. I am going to do my son Arthur’s
return in a few days. He is under my tax and investment strategy and pension
funds are growing and there will be no financial issue when he is retired.  

Monday, February 25, 2019

申報聯邦所得稅2018/莊峻華


申報聯邦所得稅2018/莊峻華

今日終於定下心,面對2018年之聯邦所得稅,琳兒幫我找到一
家軟件,經濟實惠,德州無州所得稅,我們之所得簡單,不過
是股息,退休金,利息,和社會福利金等收入,軟體迅速算出
補交總數,我寄上稅款即可,再來就是明年。

我晚年之收入,反而增加,因此捨不得,但這是美國,國家需
要許多稅收,來維持政府之功能,我年輕時代,思慮過年老稅
率問題,於是全力投注退休金,期待老年後,沒有工作收入,
稅率當然較低,結果股市狂飆,許多股息,增加意外年收入,
躲在退休金帳戶之收入,不敢領出使用,真是遲來之無耐。

如果身體健康,又有老人健保,是可以有舒適之老年生活,我
有財務之準備,也不讓子女有負擔,算是不白渡此生,而且也
幫助兩子女,建立一穩健之經濟基礎,先是雙親給與機會,讀
大學,畢業後有機會來美國,在此優渥環境立足,交交所得稅
,也是心甘情願。

A syllable senior living/Carlos Pueblo


A syllable senior living/Carlos Pueblo

The retirement facility of my old tennis captain occasionally sends me
Its brochure to solicit business. Mr. Steiner is about 7 years of my senior
with some health issues yet still plays tennis for about a set. The retirement
facility is provided domestic help and a nurse on site with physicians at near
by facility. It is very costly and therefore, I don’t need it. I have had a senior
living syllable like a piece of music and I feel like living in a paradise. I have
Arthur to stay with us that I can closely monitoring his well been and no
surprise.

Every morning, I take a leisure walk of about two hours in the subdivision to
visit my pet dogs neighbor. Forest on Chevy Chase and Lily( a cat);  Chance
and Dassel ( two dog brothers) on Stoneford; Cody, Scot and Ottis, Luke, and
Sky on Briarrose. Their owners allow them to come out behind the gates of
driveways to wait for my coming and after listening to my sweet talk they go
back inside. Most of my dog friends will stop at far distance and insisting to
wait for my petting. I can also chat with their owners, a group loving people
because that most of the dogs are rescued.

I try to keep my tennis exercises weekly with a new team nearby. Captain
Berneke will arrange my schedule at an early round in order to allow me to
attend my beginner’s Spanish class. I also attend a beginner’s Japanese class.
The more I study on both languages, the better I feel and desire to visit Japan
and Spanish speaking countries.

I am still writing on my blog almost every day. I feel that my senior life is occupied
with joy. I watch a lot of programs on You Tube including politics, piano pieces,
old movies, and one Chinese rural life collection, etc. I help Amy doing a beef soup
noodle cooking for Arthur when she attends church service on Sunday.

I went back to two community activities last Saturday and people thought that I
had moved out of Houston. I found out that I lost my manners to associate with
my old acquaintance and forgot to keep my patient. I am looking forward to having
my income tax filed and a trip to England in late April.  

Sunday, February 24, 2019

節奏之老年生活/莊峻華


節奏之老年生活/莊峻華

史丹那老隊長之退休公寓,有我住址,經常寄來廣告,招攬生意,
他賣住屋前,已經購妥此退休公寓,據聞此公寓有所有權,可以轉
讓,他長我幾歲,夫人和他,都有健康問題,公寓提供護士,醫生
也在附近醫院待命,我行動尚方便,因此,不將此事,放在心頭。
我安排老年生活,甚有節奏,我希望能拖越久,不考慮此問題最好
,我將我有節奏之老年生活,介紹給我之讀者大人。

每日清晨,我就外出散步,愛美經常陪伴,週末有事缺席,我有許
多愛犬知己,兩隻愛貓,非常體會人意,我們先拜訪佛瑞斯特,就
是森林意,他早在等待,一聞我口哨和呼叫,他就出現在門口,女
主人若在忙,他會繼續打轉呼叫,一直到主人出現,主人疼愛,拿
點心,讓我們餵食,培養好關係,他是一隻重犬,體重一百磅,約
45公斤。他家對面附近,有兩隻愛貓,聽我呼喚,是莉莉和奧瑞耳。
走到另一村,有兩愛犬,強斯和戴歇耳,這是兄弟犬,喜歡我贈送
之舊網球,繼續散步,有寇帝也是重犬,隔幾家兩黑愛犬,史考特
和奧提斯,對面是百磅俊犬路克,吠聲如雷,卻又是溫順如綿羊,
再來是史凱特和緬格尼斯,這些愛犬,都在車道門後靜待,待招呼
完畢,就回室內,不再出現。

去年開始重溫日文,今年增加西班牙文,兩位教授都甚專業,進步
神速,同學也認真,我常撥出時間讀書,心理有寄托,每日充實,
我開始學習對話和造句,期待有突破。

因為天雨綿綿不絕,中斷許多網球運動,柏乃基隊長安排我早上首
輪,讓我能趕上西語課,週末開始忙碌,有些社區活動,需要參加
,四月中旬前,郵輪船票尚不見便宜,我只好放棄出外念頭,專心
四月之英國行。

我繼續作文,保持我之腦力,不致老化過速。



Listen to Professor Chuei Lien Chen’s 228 Massacre Memorial/Carlos Pueblo


Listen to Professor Chuei Lien Chen’s 228 Massacre Memorial/Carlos Pueblo

Professor Chen was invited by Houston Taiwanese Association to deliver
a speech of 72 anniversary memorial of that massacre of Taiwanese by
Chiang Kai-sek’s Nationalist Army on February 28, 1947. I was one of the
innocent ghost wondering around the surface of Taiwan and re-entered
at the end of that year of pig at a mountain town of the center of Taiwan.
She started her research after the release of government files of this matter.
Her conclusion of the massacre included the military occupation of the
Nationalist Chinese Army in Taiwan in 1945, the massacre itself, and the
White terror rule in Taiwan ever since. She shows very much in details of
her research and a very clear indication of the culprit, the guilty ones.

I told her briefly after the speech and my turn to ask question. I say that
the guilty ones is the Chinese Civilization. These kinds of massacre have
been occurred all the time in China now and before for several thousand
years. It is the way as the conqueror to rule China. It is still happening in
current day China. Chinese do not recognize human right and the rulers
always consider they own their citizen like cattle or domestic poultry that
there is no rule of law to be protect. Tienanmen Gate massacre and the
Uyghur Eastern Turkistan Oppression, etc. This is a tradition of the barbarian
behavior of Chinese rulers background.

We must understand and realize this fact and my conclusion is the same
thought of current day Taiwanese desire to be self-rule in Taiwan, keeps
Chinese away from Taiwan and maintain the democracy and freedom in
Taiwan, furthermore, I remind every voters in Taiwan to keep away the
China friendly Chinese nationalist party to return to power; therefore, we
can solve the injustice gradually, step by step, until we can achieve the
same status of the civilized world like the U.S., Japan, and the most of
the Western Civilized World.  


聆聽陳翠蓮教授之演講/莊峻華


聆聽陳翠蓮教授之演講/莊峻華

台大陳翠蓮教授,應同鄉會邀請,來會館講述她二二八慘案之
政治黑道背景,她是在扁總統解除檔案後,首先研究有成者,
我是因為她在阻擋台大管爺案中之努力,慕名來感謝者,畢竟
台大尚有高風亮節者,我在演講後,爭取到片刻機會,表示我
一生研究台灣國家定位問題之結論,與教授專研蔣介石和國民
黨在台惡行,我認為這是中國人之不文明,中國人之野蠻,中
國人之反動,台灣人切莫為中國所統戰,在台灣選舉中,要盡
全力拒絕中國國民黨復辟,始能有教授繼續自由研究真相之機
會。

台灣人非常了解中國之真面目,所以台灣人主張維持現狀,就
是兩個中國,中華人民共和國,和中華民國,人民幣和新台幣
,人民解放軍和國民黨軍,二二八類似之屠殺,在中國一直發
生,朝代更迭,天安門和維吾爾,數不勝數,要把台灣當作一
片淨土,像韓國瑜這種中國人,中國思想,主張九二共識,都
絕對不能讓他涉足台灣政治領導人,這是政治基本認識,凡歌
頌中國政治文明文化者,均應討伐之,這是社會進步。

台灣要長治久安,要擺脫中國之腐敗文化,官場,和習慣,不
懂西方文明,可以就進拜師日本人,有禮貌,有教育,工作努
力,遵守法律,希望台灣有朝一日,也要放棄國民黨那本憲法
,在無法如此大改革前,要保有統治權,讓中國人等待,等待
到改革換面之一日。

A government should or would do list/Carlos Pueblo


A government should or would do list/Carlos Pueblo

Many Democrats jump into the 2020 Presidential campaign to
challenge the right to replace the Republican’s President Donald
Trump. They all have had several political agenda to improve the
function of the government to satisfy needs of America. I’ll list
three or four of them, Medicare for all, free college education,
increase minimum wage, and improve the immigration policy.
It is what I define as a government should or would do list of the
popular progressive wing of the U.S.

Medicare for all requires huge fund to make the same quality of
service for current day qualifiers senior citizen when reach 65. If
we move up the national priority we would make it and they
thought that we would do it. This means that we can’t cut more
tax and we can’t have huge national defense budget. In our family,
there is one member, Amy, left alone without adequate health
insurance to cover her health insurance need because that she is
too rich to join discounted Obama care or Medicaid for the low
income citizen. She pays some high premium for her grandfather
type of major medical policy with $10,000 deductible and our
family savings shall back her up. It would be nice to get her in
Medicare even if we pay some of the premium. Fortunately, she
is healthy and very close to 65.

Free college education for all is another should and would do for
a government. I am very conservative on this part and I am against
to forgive the huge college loans accumulated by some college
students and make such as a headache for students themselves as
well as the banks which the loans are provided. My study shows that
the cost of college education for in state students after Hope and
Lifetime Tax credit can help some cost, of course, we still should
prepare ourselves for the costly college education. Both of my
children finished degrees within the state universities and under our
personal budget and their first pay checks went directly to their IRA
accounts.

We can’t wait for the high minimum wedge to begin our work. My son
Arthur is still on a minimum wage after 11 year of work at a super market
and last year was the first year his dividend savings super pass his earn
income annually. Don’t waste time to wait for the argument of should and
would from the government.